ACCOUNTS RECEIVABLE FINANCING AND MANAGEMENT

A Canadian leader in receivable financing services, National Bank has supported financially sound businesses with rapidly growing international and domestic sales for a number of years. 

Thanks to the customized solutions our specialists propose, you’ll be able to effectively manage your accounts receivable and improve your liquidity, which in turn will help your business grow.

Receivable financing :  a way to improve your cash flow

Using factoring to finance your accounts receivable allows you to leverage them in order to obtain more credit and improve your cash flow.

A unique purchase policy : National Bank will purchase your receivables and pay within 24 to 48 hours.

• Up to 100% financing of your invoices
• Off-balance-sheet financing to improve your cash flow and financial structure
• Off-balance-sheet financing to improve your cash flow and financial structure
• Discount financing at a fixed rate
• Financing without recourse against the seller
• Possibility of extending your buyers' payment terms for up to 360  days
• Regular monitoring of your receivables
• Credit assessment of your buyers by National Bank

A few advantages

• Improved working capital
• Elimination of non-payment risk and exchange rates
• Elimination of collection and recovery of receivables
• Maximized sales opportunities without any significant additional risk
• Favourable impact on financial performance indicators
• Facilitate negotiations with various Canadian or foreign buyers

One solution for various needs

• Additional liquidity to support your growth or obtain new contracts
• Reduce your concentration on certain buyers
• Benefit from supplier discounts
• Reduce credit risk for certain buyers
• Set yourself apart from the competition by offering longer payment terms to your buyers without increasing your risk

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