ACCOUNTS RECEIVABLE FINANCING AND MANAGEMENT

A Canadian leader in receivables financing services, National Bank has supported financially-sound businesses with rapidly growing international and domestic sales for a number of years.

Our specialists have customizable solutions that will improve your receivables management and improve your liquidity, which in turn will help your business grow.

Improved Cash Flow Through Receivables Financing

Using factoring to finance your accounts receivable allows you to leverage those receivables to obtain more credit and improve your cash flow.

A unique purchasing policy: National Bank will purchase and pay for your receivables within 24 to 48 hours.

• Up to 100% financing of your invoices
• Off-balance-sheet financing to improve your cash flow and financial structure
• Fixed-rate discount financing
• Financing without recourse against the seller
• Option to extend your buyers' payment terms for up to 360 days
• Regular monitoring of your receivables
• Buyer credit-assessment by National Bank

A few advantages

• More working capital
• Elimination of non-payment risk and exchange rates
• No more collection or receivables-recovery headaches
• Maximize sales opportunities without adding significant risk
• Favourable impact on financial performance indicators
• Facilitate negotiations with Canadian and foreign buyers

One solution for various needs

• Additional liquidity to support your growth or obtain new contracts
• Reduce your concentration on certain buyers
• Benefit from supplier discounts
• Reduce credit risk for certain buyers
• Set yourself apart from the competition by offering buyers longer payment terms without increasing risk to your firm

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