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IMPORTANT NOTICE TO ALL USERS OF NATIONAL BANK OF CANADA'S WEB SITE

Contents

The contents of the National Bank of Canada Web pages are provided for information purposes only, unless otherwise indicated, and do not constitute an offer to purchase or sell the products or services of National Bank of Canada, its subsidiaries, its affiliates or authorized third parties. National Bank of Canada products and services that may be of interest to Canadian residents are not all offered in all provinces of Canada; they are available only in regions where they may be legally offered for sale. Moreover, all products and services are subject to the terms and conditions of the various agreements specific to each one.

The information contained in the pages of this site is the property of National Bank of Canada and may not be reproduced, in whole or in part, without its express consent, unless for your personal use. In all other cases, you must obtain prior consent from National Bank of Canada before reproducing the contents of this site.

Transaction services

You may carry out transactions via this Web site with National Bank of Canada, its subsidiaries and affiliates for certain specific financial products and services. At present, some Internet banking services offered by National Bank of Canada are available as are certain services offered by National Bank Direct Brokerage Inc. These services are governed by agreements, which you should familiarize yourself with by visiting the appropriate pages of those sites or by obtaining a copy from a National Bank branch, as applicable.

Confidentiality and security

National Bank of Canada complies with legislation governing the protection of personal information. In addition, it uses the latest encryption techniques to ensure the confidential nature of the information it exchanges with you over the Internet. Please refer to the ABCs of Security for more information in this regard. Be advised, however, that National Bank of Canada in no way guarantees the confidential nature of information exchanged with you over the Internet.

Accuracy and changes in information on our Web site

The data and information provided by National Bank of Canada and other sources are considered reliable at the time they are presented. Despite its best efforts, however, National Bank of Canada cannot guarantee that the information is accurate and complete or that it is up to date at all times. The information contained on this Web site is not intended to provide specific legal, accounting, fiscal or other advice and should not be relied upon in that regard. National Bank of Canada, its subsidiaries and affiliates are in no way liable for any damages you may incur through use of the information contained in this Web site.

Trademarks

Certain names, graphics, logos, icons, designs, words, titles or phrases used in this Web site may be registered trademarks of National Bank of Canada, its subsidiaries, its affiliates or third parties which are authorized users. Certain trademarks are registered in Canada and/or other countries. However, use of trademarks on this Web site does not necessarily presume that a licence of any kind has been granted. The ® and ™ symbols designate “registered” and “trademark” respectively.

Precautions to be taken before downloading and installing software

If you choose to access a software program through one of the links offered on this Web site, you are responsible for taking the necessary precautions to detect and destroy possible viruses and for ensuring that the software is compatible with your computer. You must also ensure that you have up-to-date backup copies of the entire contents of your hard disk before installing software downloaded from the Web site.

Hypertext links

The fact that this Web site offers links to other Web sites on the Internet does not imply that National Bank of Canada, its subsidiaries or its affiliates endorse or approve the contents of these sites or the products, services or publications that may appear therein.

© 1998 National Bank of Canada

The information available on this Web site is protected under copyright laws in effect in Canada and other countries, as applicable. This information may also be the property of parties other than National Bank of Canada.

Please direct any request for authorization with respect to copyrights to:

National Bank of Canada
Marketing and Public Affairs
Corporative Image
600 de la Gauchetière Street West
Montreal, Quebec
Canada H3B 4L2