The advantage of guaranteed-capital solutions is knowing that the size of your initial investment will not diminish.

Promotional Fixed-Rate GICs

• Interest rates are fixed for the entire term.
• Final return is known in advance.
• Allow you to take advantage of rising interest rates.
• Returns are generally higher than with conventional GICs.
• Can be used to diversify your investment portfolio.
  
  
  

  Evoluterm GIC
  Non-redeemable Escalarater GIC
  Redeemable Escalater GIC
  Non-redeemable irregular term GIC (New term!)
  Monthly cash management GIC
  Flexiterm GIC

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Conventional Fixed-Rate GICs

• Interest rates are fixed for the entire term.
• Final return is known in advance.
• Terms range from 30 days to 10 years.
  
  Non-redeemable GIC
  Redeemable GIC
  TermNote Plus GIC

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NBC Optimarket^TM GIC (Variable-Return)

The security of a GIC combined with the potentially-higher returns associated with stock markets.

• 100% principal protected at maturity.
• Eligible for CDIC deposit insurance.
• Market exposure, allowing for higher potential return than conventional fixed-rate GICs.
  
  Diversified GICs
  Canadian Advantage 8 (5 years) GIC
  Canadian Advantage 8 (3.5 years) GIC
  

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Deposit Notes

• Your potential return is linked to stock market performance.
• Notes may be redeemed prior to maturity.

Deposit Notes ›››

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Documents

For more information regarding the CDIC's deposit insurance, read their Protecting Your Deposits brochure (6 pages, PDF, 252 kB).

NBC Optimarket^TM GIC is a trademark of National Bank of Canada.

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