A Fixed-Rate Mortgage1 is ideal if you want to protect yourself from interest rates that may rise over the long term. For greater flexibility, you can choose from a range of terms and amortization periods.
What's in it for you
Take advantage of three prepayment options
These three prepayment options, available at no additional charge or penalty, can save you a lot in interest costs. The amount you pay is applied directly to the principal, thereby reducing the length of your mortgage and the amount of interest you’ll have to pay.
Opt for comprehensive coverage 3
If you wish, you can add Loan insurance (life, critical illness4 and disability insurance) to your mortgage. For your convenience, the premiums are debited automatically from your account.
View our current rates
1 Subject to credit approval by National Bank of Canada. Some conditions apply.
2 Accrued interest will be calculated if the payment is not made on the regular payment date.
3 Certain conditions apply, particularly regarding eligibility.
4 This coverage is valid only in the event of an initial diagnosis of one of the following three conditions: cancer, stroke or heart attack (subject to certain exceptions) and is only offered to clients with life insurance from National Bank Insurance. This insurance is available only for National Bank mortgage loans and covers loan balances up to $500,000.