DIVERSIFY YOUR INVESTMENTS

Investment professionals agree that the best strategy for reducing risk and increasing your returns, is to have a portfolio that holds a variety of investments. An effective diversification strategy will employ the four elements listed below:

VARY YOUR ASSET CLASSES

Select the right proportion of cash, income and growth investments as befits your investor profile. [Details]

SPREAD YOUR INVESTMENTS ACROSS SEVERAL GEOGRAPHIC REGIONS

Reduce your dependence on the Canadian economy and markets, and take advantage of the foreign-market growth potential. [Details]

SPREAD YOUR INVESTMENTS ACROSS SEVERAL INDUSTRIES

If your investments are concentrated in a particular industry, a slowdown in that industry can mean a slowdown in the growth of your portfolio. By spreading your investments among a variety of industries, you reduce that risk. [Details]

CHOOSE DIFFERENT MANAGEMENT STYLES

If your portfolio contains mutual funds, the fund manager's style is yet another diversification factor to consider. [Details]