First Step®4, CoolCash®4 and i.d. programs

At a glance

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From tots to teens, we have the right banking solutions.

First Step®4 program (age 6 and under):

The First Step program lets you put money aside for your little ones.


CoolCash®4 program (ages 7 to 12) and i.d. program (ages 13 to 17):

The opportunity for your young people to put money aside and start on the road to saving and managing their own personal finances.

Open an account

®4 First Step and Coolcash are registered trademarks of National Bank of Canada.

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First Step®4 program (ages 6 and under):
  • Free debits at-counter only
  • Program does not include chequing or Client Card privileges
  • No account handling fees
  • Choice of monthly statement (paper or passbook)
CoolCash®4 program (7 to 12 years) and i.d. program (13 to 17 years):
  • Choice of statement (paper, online1 or passbook)
  • No account handling fees
  • Free subscription to our Automated Services and our Electronic Banking Services2

For more information on these programs and related fees, view the list of Banking Programs

Open an account


1 Internet Banking Solutions
2 Specific browser versions are required to access National Bank’s Internet financial services. Visit ABCs of Security and read the Browser Requirements for Internet Financial Service.
®4 First Step and Coolcash are registered trademarks of National Bank of Canada.


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Want to open a chequing account with the First Step®4, CoolCash®4 or i.d. program?


Here's how:

Contact us by email.

Go to the branch nearest you and meet with one of our representatives.

For more information, contact us by phone:
at 514-394-5555
or 1 888 TelNat-1 (outside Montréal)
from 6 am to midnight, 7 days a week.

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