General summary ( Included in the package)
	Chequing account With ClicStudent package
This solution...	Is ideal for full-time-post-secondary students 18 to 24 years of age. Holders of an OVATION Gold MasterCard: 50% discount on the flat monthly fee for the ClickStudent Program.
Number of transactions included	Unlimited electronic transactions
Fixed monthly fees	$2.75/month
Notes : Program subscription must be renewed yearly. Proof of identity (proof of age) and full-time student status (registration notice, course schedule or transcript) is required. Sole-holder accounts only.
Characteristics
Electronic Banking Solutions
	With ClicStudent Program
By Internet or telephone
Transfer or Internet transfer to other people	unlimited
Bill payment	unlimited
Automatic transfer between accounts	$1.50
Automated Services
Client Card purchase	unlimited
ABM Withdrawal and transfer	unlimited
List of ABM transactions	Per utilisation: $0.75 Fixed rate: $1.00/month
ABM Bill payment service
Chequing
Cheque and pre-authorized debit
Cheque	unlimited
Counter transactions
	ClicStudent Program
Counter services
Withdrawal transfer or withdrawal for bill payment	$1.25
Bill payment service	$2.00/bill
Other services
Chequing services
Personal cheque order	Based on supplier's rate in effect
Certified cheque	By account holder: $10.00 By third parties and payees: $15.00
American Express4 Travellers Cheques (excluding American Express4 Travellers for two)	1 % of total value. Min. $4.502
Cancelled cheque return (charges apply to returned items only)	Additional cheque: $0.25 Subscription: $3,50 (includes 12 cheques)
Account handling
Online statement
Paper statement	$1.25/month
Passbook	$2.25/month
	ClicStudent Program
Various services
Overdraft protection	$5.00/day
Foreign currency drafts or money orders	$5,000 and under: $7,754 Over $5,000: $12.504
Canadian dollars draft	$7.50
Canadian dollars money draft	$7.50
$5.00 discount on annual safety deposit box charges	No
$0.50 discount on withdrawals via the Interac1 network	No
Intergrated lines of credit6	No

Included in the package

¹ Also available with Personal Flex Line⁴ of credit accounts.
² User fees for the Interac¹ and CIRRUS³ ABM network are extra. No additional fees apply for use of THE EXCHANGE⁵ ABM network.
³ American Express² Travellers Cheques for two: 1/2 of 1% in US$ in addition of commission.
⁴ Applicable charges for US$ drafts and money orders are in US$.
⁵ Minimum 12-month rental in Canada. Certain conditions apply concerning eligibility for safety deposit box rental.
⁶ Subject to credit approval by National Bank of Canada. This package does not waive interest charges. The applicable interest rate is prime + 7%. Interest rate is subject to change. ¹ Registered trademark of Interac Inc.
² Registered trademark of American Express Company US. AUT Copyright; American Express Canada Inc. 1992 ss-010-E.
³ Registered trademark of CIRRUS SYSTEMS Inc.
⁴ Virtuoso, Personal Flex Line and OVATION Gold are registered trademarks of National Bank of Canada.
⁵ Registered trademark of Fiserv Inc.

Open a chequing account with the ClickStudent^®4 program.

I already have a National Bank transaction account Open an Internet banking session. Not signed up yet? Sign up now! Click "Account Opening" in the left hand menu and complete the application form.

I don't have a National Bank transaction account Go online to open a chequing account with the ClickStudent program. or Go to the branch nearest you to meet with one of our representatives.