Here are our most popular services and their fees.
Cheque orders
Pre-authorized debits
Direct deposits
Authorized overdraft
Account statement (online1 or paper)
Items
Stop payments
Funds transfer
Tracing and documents
Wire transfers
1 On our Internet Banking Solutions
Need more cheques? You can personalize them by choosing from a range of designs and covers and specifying the personal information you want printed.
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Order you cheques in 2 easy steps* :
 Open a session on the Internet Banking Solutions (Not signed up yet? Sign up now! It's free!).
Click on Online applications in the left hand menu and chose « Order personal cheques ».
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You can also:
Contact us by phone at 514-394-5555 or 1 888 TelNat-1 (outside Montréal) from 6 am to midnight,
7 days a week.
or
Go to your branch to meet with one of our representatives.
*You’ll receive your new cheques within 10 days of receipt of the order.
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You can pay utility bills, insurance premiums, mortgage instalments, etc. by pre-authorized debit as long as payment is made on a regular basis.
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Don’t have time to go to your branch to deposit cheques?
Ask issuers if they can make deposits direct to your account—you won’t have to make that extra trip!
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The Virtuoso®4, 1 Line of Credit puts $500 to $5,000 at your disposal so you always have enough to make ends meet and pay unexpected expenses or take the trip you're dreaming of. It also protects you against account overdrafts.
Account statement issued monthly. The line of credit bears interest from the time it is used. The minimum monthly payment is limited to monthly interest charges and any insurance premiums. The applicable interest rate is National Bank of Canada’s prime rate* + 7 %, which represents a rate of 13.00% as at January 30, 2007.
The applicable rate is based on the prime rate and is therefore subject to change.
Examples of credit charges for a 30-day period at the rate applicable as at JANUARY 30, 2007:
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Annual interest rate
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$500
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$3,000
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$ Prime rate 6% + 7% (13.00%)
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$5.34
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$32.05
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1Subject to credit approval by National Bank of Canada.
* Prime rate means the variable annual interest rate that the Bank publishes from time to time as a benchmark, which is used to determine the interest rate on Canadian dollar demand loans granted by the Bank in Canada.
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Single account statement
With the single account statement, you have an overview of most of your National Bank activities: transaction accounts, lines of credit and registered (RRSP) and non-registered GICs.
Information on GICs held in your registered and non-registered accounts with National Bank, Natcan Trust Company and National Bank Trust (non-registered GICs only) has been added to the single statement. Details concerning your GICs, transaction confirmations and maturity notices are now conveniently grouped together in one document.
Guides
Introduction to the statement and explanation of its features
For additional information, consult our Frequently Asked Questions.
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Online statement
Replace the paper statement mailed to you each month with the new online statement at no additional cost.
By subscribing to online statement, you’ll reduce the amount of paper used and have access to your statements via the Internet Banking Solutions 24/7.
Find out more about the Online statement.
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Items deposited to accounts and returned unpaid
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No fee
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| Postdated items deposited through ABMs |
$5.25
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| Items received by mail for deposit to accounts |
$5.25
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Overdraft fee for items paid or payment instructions carried out without sufficient funds (plus interest)
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$5.00
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Processing charge for cheques, items or payment instruction drawn on the account and returned or refused due to insufficient funds
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$42.50
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| Stop payments (not available for accounts without chequing privileges) |
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With complete information (date, amount, name of payee and cheque number)
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$16.00
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With partial information
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$30.00
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For a series of cheques or pre-authorized debits
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$30.00
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Service charges for funds transfer:
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Overdraft protection
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Via funds transfers from other accounts, personal lines of credit or National Bank MasterCards
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$5.00/day
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Funds transfer request by mail or by telephone
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$6.50
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Fixed-date automatic transfers
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Subscription charge
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$5.00
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Transfer charge
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$1.50
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Transfers requested by other financial institutions when closing accounts
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$17.00
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Issuing letters on client requests
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$10.00
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Tracing or reproducing documents (other than account statements):
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- Less than 90 days after the transaction date
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$5.00 each1
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- 90 days or more after the transaction date
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$10.00 each1
Min $20.00 1
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Copies of previously issued account and investment statements
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$5.00
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Requests for copies of recent transactions before monthly account statements are produced
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$5.00$
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Copies of previously issued loan account (mortgage and other) statements
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$10.00
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1 Fees also charged to clients for requests by third parties.
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Want to send or receive funds inside Canada, or abroad? You can wire (telex) funds to anywhere in the world, no matter what the currency.
Wire transfer charges¹:
| Outgoing wire transfers |
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- Inside or outside Canada
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$15.00 to $60.00
Depending on amount and currency
(wire charges are extra)
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| - Wire charges |
$15.00 to $20.00
per wire depending on destination |
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| Incoming wire transfers |
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- From inside or outside Canada
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$5.00 to $25.00
Depending on amount and currency
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¹ Certain local bank correspondents may charge additional fees.
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