Minimum rental period of 12 months in Canada. Certain conditions apply, particularly in respect of eligibility for safety deposit box rental. Details available in branches. This offer may not be combined with any other offer or promotion.
3
Certain conditions apply. A minimum of two preauthorized transactions must be transferred. The transfer of your bank balance and the closing of your account is equivalent to a single preauthorized transaction. Closing an account with another financial institution can result in a charge. If you have not signed up for a banking package or program at National Bank, regular rates will apply once your transactions are transferred.
TM1
Registered trademark of Interac Inc.
®
Registered trademark of CIRRUS SYSTEMS Inc. Authorized user: National Bank of Canada
TM2
American Express Company US. AUT copyright
American Express Canada, Inc. 1992 SS-010-F
Contenu du sous-menu "CREDIT CARD"
Platinum MasterCardTM,1
Travel with total freedom
With its flexibility and attractive benefits, the Platinum card not only lets you fly sooner and without restrictions on when you travel, but also features extensive travel insurance and a very generous Rewards plan.
Generous and flexible À la carte Rewards Plan geared to travellers
Each time you make a purchase with your Platinum MasterCard, you earn points that can be redeemed for great rewards! For each dollar spent, you earn 1.5 points.
Use your Platinum card for every day purchases
Earn 1.5 point for every dollar charged to your credit card
Redeem your points at the online Boutique and discover a variety of rewards including many available exclusively on the website!
How to earn points faster
Use your credit card to pay for your everyday expenses such as groceries, gas, bills, etc.
Ask for an additional card for your spouse or anyone else. Their purchases will be added to your balance thereby generating more points for you!
NEW! Out-of-Province Medical/Hospital Insurance (as of May 1st 2009)
UP TO $5,000,000.
Maximum trip coverage period is calculated based on age.
Person Aged
Maximum Trip Length
54 and under
60 days
55 to 64
31 days
65 to 74
15 days
If the trip exceeds the number of days allotted, it will not be covered by the Medical/Hospital Insurance. Coverage applies to main cardholder, their spouse and any dependent children.
Trip Interruption Insurance up to $5,000 per person
Flight Delay Insurance up to $500 per person for any flight delay of 4 hours or more
Baggage Insurance up to $1,000 per person in case of theft, break-in, loss or vandalism, and up to $500 per person should your checked baggage arrive more than 6 hours late
Vehicle Rental Insurance
Liability coverage in case of collision, theft or damage to a rented vehicle, charged to your Platinum MasterCard, for a rental period of 48 days or less. As of May 1st 2009 (before May 1st 2009, maximum period for coverage was 31 days).
Coverage of up to $2,000 during the vehicle rental period against loss, theft or damage to your personal effects.
Medical, General and Legal Assistance3
In case of a medical, administrative or legal problems, you can get help anywhere in the world, 24 hours a day, by calling a toll-free number
You will be referred to a lawyer in the event of an emergency, even if you are abroad
If necessary, bail and legal fees can be paid by means of a cash advance from your credit card
Assistance if your baggage is lost or stolen
Assistance replacing travel documents and tickets that are lost or stolen while you're away
Subject to credit approval by National Bank of Canada.
2
Grace period: No interest will be charged on the purchases made during the month if the balance is paid in full within twenty-one (21) days of the date of the statement. This grace period does not apply to cash advances and balance transfers. Minimum payment: the minimum payment to be made to the Bank every period shall be equal to 3% of the unpaid balance indicated on the monthly statement or a minimum of $10 whichever amount is higher (or the new unpaid balance if it is lower than $10). Account statement: a statement of account is sent on a monthly basis.
Examples of interest charges for a 30-day period at the rate applicable on March 11th 2009:
Average Balance
Annual Interest Rate
$500
$3,000
19.5%
$8.01
$48.08
3
Services offered and insured by CanAssurance, a subsidiary of Blue Cross.
Contenu du sous-menu "FINANCING"
Financing Solutions1
Personal Line of Credit
Withdraw funds when you need them, up to your credit limit.
Main Advantages
Credit limit based on your needs and borrowing capacity
Advantageous interest rate
Access to funds at all times
Possibility of using your Personal Flex Line as your main account
Free Services4
Client Card purchases
Bill payments at National Bank ATMs
Account administration (statements on line or by mail)
Monthly enrolment in our Electronic Banking Solutions
200 personalized cheques per year
Certified cheques
Overdraft protection
American ExpressTM travellers cheques (for American ExpressTM Cheques For Two, fee = 0.5% of cheque amount)
Bank drafts or money orders
50% reduction on annual safety deposit box5 rental
Our Mortgage Solutions1
National Bank offers a wide variety of mortgage financing solutions, some of which can enable you to finance up to 95% of your property's value if your mortgage loan is insured by a National Bank approved loan insurer6.
Variable or fixed-rate mortgage
Personal loan guaranteed by a marine mortgage
Personal loan with collateral mortgage
All-In-One banking solution
Our Other Financing Solutions1
Your program provides advantages and benefits on the following financing solutions:
Home improvement line of credit
Fixed-rate personal loan
Variable-rate personal loan
Car loan
RRSP line of credit
For more information regarding the advantages of our Financing Solutions, please contact a financial advisor at the branch nearest you.
Eligibility for financing solutions is subject to National Bank credit approval. Credit may be refused if the relevant criteria are not met.
2
The prime rate means the annual variable interest rate published by National Bank of Canada from time to time and used by the Bank to determine the interest rates on demand loans granted by it in Canadian dollars in Canada.
3
Account statements are issued monthly. The line of credit bears interest from the time it is used. The applicable rate is based on the prime rate and is therefore subject to change. The minimum monthly payment is limited to monthly interest charges and any insurance premiums.
Example of interest charges for a 30-day period at the rate applicable on March 11th 2009:
Average Balance
Annual Interest Rate
$500
$3,000
Prime rate (2.5% + 1.25% = 3.75%)
$1.54
$9.25
4
User fees for InteracTM1 and Cirrus® banking machine networks are extra.
5
Minimum rental period of 12 months in Canada. Certain conditions apply, particularly in respect of eligibility for safety deposit box rental. Details available in branches. This offer may not be combined with any other offer or promotion.
6
Any financing exceeding 80% of the property value is conditional on the loan being insured by Canada Mortgage and Housing corporation (CMHC) or by Genworth Financial Canada.
tm
Registered trademark of American Express Company US. AUT Copyright; American Express Canada, Inc. 1992 SS-010-F.
TM1
Registered trademark of Interac Inc.
®
Registered trademark of CIRRUS SYTEMS inc.
Contenu du sous-menu "INVESTMENT"
CONTENU INVESTMENT
Contenu du sous-menu "FOR YOUR BUSINESS"
CONTENU FOR YOUR BUSINESS
Do you need financial planning advice?
Here are three easy ways to contact a National Bank Financial Planner:
Included in the package) 
