Plan for your loved ones

• Review your will and estate plan to ensure they remain compatible with your changing plans.
• Make sure your assets are transferred smoothly and in accordance with your wishes, in a structured, timely manner, while minimizing your tax burden.

Preparing an estate plan will prevent family, taxation and legal problems for your heirs. If you have a valid, up-to-date estate plan and will, you can be confident that your wishes will be respected.

Your Financial Planner can help you draw up an estate plan as follows:

• Define the objectives of your estate plan
• Determine your intentions (beneficiaries, how your assets will be disposed, potential donations, guardians for minor children, the possibility of setting up a trust to spread out the transfer of your assets over time, etc.)
• Determine the financial needs of your heirs and spouse following your death
• Assess your protection in the event of incapacity
• Assess the tax burden and available cash at your death