Your
file contains information on loans received, but it mostly focuses on how well
you respect payment deadlines, including those for public utility bills.
As
a consumer, it is important that you become familiar with the kinds of
information that can appear in your credit file. Thanks to a new service, you
can now view your credit file online, determine your credit rating and correct
inaccuracies, if any, that might negatively impact your file.
For
the minimal fee of $14.50, Equifax Canada, a credit reporting agency, allows you
to view your credit file and obtain your credit rating online. For $21.99, you
will also receive a detailed report that explains the reasons behind your credit
rating and offers solutions to help you improve your rating.
To access the Equifax service, click here.