MasterCard Credit Cards
19.99% / $95 per year
Regular annual interest rate on balance transfers and cash advances
Rewards Plan: Included
Minimum credit limit
$1,000 (depending on your credit file)
Each time you make a purchase with your Ovation Gold MasterCard, you earn points that can be redeemed for great rewards! For each dollar spent, you earn 1.25 points.
- Use your Ovation Gold card for every day purchases
- Earn 1.25 point for every dollar charged to your credit card
- Redeem your points at the online Boutique and discover a variety of rewards including many available exclusively on the website!
The OVATION Gold MasterCard comes with valuable banking privileges. These privileges are offered exclusively to the main OVATION Gold cardholder. However, additional cardholders who already get a discount on safety deposit box rental, will continue to benefit from that privilege.
- An automatic 50% discount** up to $5 per month, on all banking packages as well as the ClickStudent banking program.
Click here to see how you can save.
- No monthly fees for the Perspective banking program (clients aged 60 and over).
- 200 free personalized cheques per year (basic model).
- 50% discount on the rental of a safety deposit box.
20% reduction, up to $200, on the regular rate when payment is made with your OVATION Gold MasterCard for travel insurance bought through Quebec Blue CrossTM for trips of 30 days or less.
Vehicle rental insurance
Liability coverage in case of collision, theft or damage to a rental vehicle, charged to your OVATION Gold MasterCard, for a rental period of 31 days or less.
Coverage of up to $2,000 during the vehicle rental period for loss, theft or damage to your personal effects.
Medical, general and legal assistance 3
In case of medical, administrative or legal problems, you can get help anywhere in the world, 24 hours a day, by calling a toll-free number.
You will be referred to a legal advisor in the event of an emergency, even if you are abroad.
If necessary, bail and legal fees can be paid by means of a cash advance from your credit card.
- MasterCard's Zero Liability5
Protects you against all liability for unauthorized purchases made with your credit card. This coverage extends to purchases made in-store, over the phone and online.
- Purchase insurance
Provides coverage in case of theft or damage for a period of 180 days following the date of purchase.
- Extended warranty
Triples the original warranty period, up to a maximum of two additional years.
Consult the insurance certificate 512 kB - 10 pages
1 Subject to credit approval by National Bank.
2 Underwritten by National Bank Life Insurance.
3 Services offered and insured by Canassurance, a subsidiary of Blue Cross.
4 Certain conditions and restrictions apply. For details, refer to in-branch documentation.
5 Certain conditions and restrictions apply. Visit mastercard.ca for more information.
* Calculation based on average use of banking services at National Bank.
** The discount represents a privilege granted to main OVATION Gold cardholders who have an eligible National Bank banking program or package issued in their name. The discount can only be granted if the OVATION Gold account is in good standing at the time of the monthly bank account billing. The 50% discount does not apply to financial programs, which already feature preferencial pricing. Eligible packages and programs which already feature a fee exemption (because of a compensating balance for example), or special or negotiated pricing, do not qualify for the 50% discount. Only one monthly discount will be applied per eligible package or banking program. However, a customer having more than one eligible banking package or program will get a discount on each one. Cardholders who are 60 and over are currently entitled to a monthly $5 discount on the Virtuoso and AccessPlus packages. As main OVATION Gold cardholders, they qualify for an additional 50% discount on the reduced monthly fees applied to these two packages, to a maximum of $5 per month.
A minimum 12-month rental is required. See your branch for more information.
Consult the credit card's terms and conditions »
Profit from banking privileges and one of the most generous rewards programs. Annual interest rate of 21.99% for cash advances and balance transfers.
|Minimum credit limit||$1,000|
|Annual fee for primary card||$95|
|Annual fee for additional card||No fee|
|Regular annual interest rate on purchases||19.99%|
|À la carte Rewards Plan||Description||Brand-name merchandise, gift certificates and À la carte Extras.|
|Points||$1 in purchases = 1.25 points|
|Reward's annual fee||Included|
|Trip cancellation insurance||No|
|Trip interruption insurance||No|
|Out-of-Province-of-Residence Medical/Hospital Insurance||No|
|Flight delay insurance||No|
|Baggage loss and theft insurance||No|
|Baggage delay insurance||No|
|Purchase insurance||For a period of 180 days following the purchase date|
|Extended warranty on purchases||Triples the manufacturer's guarantee up to two additional years|
|Vehicle rental insurance||For a period of 31 days against collision, theft or damage (theft of personal effects $2,000)|
|Travel insurance/Accident insurance while aboard a common carrier||No|
|Medical, general and legal assistance||Yes|
|Other interesting features|
Save every year on your banking fees.
Redeem your points for brand-name merchandise, gift certificates or even À la carte Extras.