Smart Card

Advantage

Benefit from increased security thanks to the addition of a PIN on your credit card:

  • Enjoy even more secure transactions, since information contained in MasterCard credit cards embedded with a microchip is virtually impossible to duplicate.
  • Prevent fraudulent use by using a PIN instead of your signature, where technology allows.
  • Decrease transaction time by using a PIN instead of your signature.
  • Use your MasterCard around the world since the new technology is compatible with foreign payment systems.

Use it at ABMs

To make an ABM transaction with the chip-embedded MasterCard credit card, you must insert your card and enter your PIN, as you do it now.
You can change the chip-embedded MasterCard credit card's PIN at any time at a National Bank ABM.

Use it at merchants

Follow these steps for transactions at a smart-card terminal:

1. Insert the smart card into the terminal rather than swiping it.

f_carteapuce_1_1

2. Follow the instructions on screen and enter your PIN. The card remains in the terminal until transaction is completed.

f_carteapuce_2_1

3. Once the transaction is approved, remove your card.

f_carteapuce_3_1

At merchants not yet equipped with smart-card technology, swipe the magnetic stripe as usual. By 2015, smart cards will be accepted everywhere and all equipment across Canada will be modified.

Important note:

Since spring 2009, the majority of the National Bank MasterCard credit cards issued to our new customers are smart cards. As for our actual credit card owners, they will receive a smart credit card when their current card will expire.

Client-Card (debit) ?

For more information concerning the increased security of your Client-Card, consult Client-Card (debit).