MasterCard Credit Cards
Regular rate on purchases: 19.99% / No fee
Regular rate on balance transfers and cash advances: 21.99%
Purchases: 14.5% / $20 per year
Balance transfers and cash advances: 14.5%
Cashback rewards: No additional fee
Rewards Plan: $20 per year
Minimum credit limit
$500 (depending on your credit file)
- Choose from among 2 designs
- Protect your purchases with an insurance program you can count on
- Get an additional card at no extra cost
Edition card with CashBack and no annual fee. $2 in purchases = 1 point
Automatic annual CashBack. Each segment of 1,000 points = $10 CashBack credited to your account. You save without restriction, simply by using your Edition card with CashBack to pay for all your purchases.
CashBack rules 46 kB.
Edition card with the À la carte Rewards Plan. Annual fee: $20. Each $1 in purchases = 1 point
The À la carte Rewards Plan allows you to accumulate points quickly and gives you easy access to a selection of great rewards!
- Use your Edition card for every day purchases
- Earn 1 point for every dollar charged to your credit card
- Redeem your points at the online Boutique and discover a variety of rewards including many available exclusively on the website!
More than a card: protection2 you can count on
- MasterCard Zero Liability3
Protects you against all liability for unauthorized purchases made with your credit card. Coverage includes purchases made in-store, over-the-phone and online.
- Purchase insurance
Covers theft and damage for a period of 90 days following date of purchase.
- Extended warranty
Doubles the original warranty period up to one additional year.
Reduced interest rate1
For just $20 a year, you'll benefit from a preferential interest rate on purchases, cash advances and balance transfers.
|Regular rate||Reduced rate|
|Cash advances and balance transfers||21.99%||14.5%|
For more information, click here or call 514-394-1427 or 1-888-969-2273.
View the insurance certificate 451 kB - 3 pages.
The Edition card offers you efficiency with a range of practical benefits. Choose between the card with CashBack and the card with À la carte Rewards Plan.
|Minimum credit limit||$500|
|Annual fee for primary card||No fee|
|Annual fee for additional card||No fee|
|Regular annual interest rate on purchases||19.99%|
|Annual fee for reduced interest rate||$20|
|Reduced annual interest rate on purchases||14.5%|
|Reduced annual interest rate on balance transfers and cash advances||14.5%|
|Regular annual interest rate on balance transfers and cash advances||21.99%|
|CashBack rewards||Description||For every 1,000 points cumulated, you'll receive once a year a $10 credit applied directly to your account.|
|Points||$2 in purchases = 1 point|
|Reward's annual fee||No additional fee|
|À la carte Rewards Plan||Description||Brand-name merchandise, gift certificates and travel savings from a dedicated travel agency and À la carte Extras.|
|Points||$1 in purchases = 1 point|
|Reward's annual fee||$20|
|Trip cancellation insurance||No|
|Trip interruption insurance||No|
|Out-of-Province-of-Residence Medical/Hospital Insurance||No|
|Flight delay insurance||No|
|Baggage loss and theft insurance||No|
|Baggage delay insurance||No|
|Purchase insurance||For a period of 90 days following the purchase date|
|Extended warranty on purchases||Doubles the manufacturer's guarantee up to one additional year|
|Vehicle rental insurance||No|
|Travel insurance/Accident insurance while aboard a common carrier||No|
|Medical, general and legal assistance||No|
|Other interesting features|
Benefit from an extended warranty that doubles the manufacturer's guarantee.
Benefit from 90-day protection on all your purchases.