MasterCard Credit Cards
Variable (Prime rate + 4%) / $35 per year
Minimum credit limit
$1,000 (depending on your credit file)
The interest rate on the Syncro card is the sum of two components: the prime rate* which is set by National Bank and which is variable, and the adjustment rate of 4%. The following chart clearly shows the savings that you can achieve with the Syncro MasterCard.
Find out the prime rate currently in effect
As at October 1st, 2013, the Syncro MasterCard rate was 8.9%1
- MasterCard Zero Liability4
Protects you against all liability for unauthorized purchases are made with your credit card. Coverage includes purchases made in-store, over the phone and online.
- Purchase insurance
Provides coverage in case of theft or damage for a period of 90 days following the date of purchase.
- Extended warranty
Doubles the original warranty period up to one additional year.
* "Prime rate" means the annual variable interest rate published by National Bank from time to time and used by the Bank to determine the interest rate on demand loans that it grants in Canadian dollars in Canada.
1 The interest rate for the MasterCard Syncro card consists of the prime rate established by the National Bank and which is variable, to which is added a fixed adjustment rate of 4%. The annual interest rate of the Syncro card will never be under 8.9%.
2 Subject to credit approval by National Bank.
3 Certain conditions and restrictions apply. For details, consult in-branch documentation.
4 Certain conditions and restrictions apply. Visit mastercard.ca for more information.
View the credit card's terms and conditions
Here's a replacement for fixed rate credit cards that offers you the most competitive progressive interest rates.
|Minimum credit limit||$1,000|
|Annual fee for primary card||$35|
|Annual fee for additional card||No fee|
|Regular annual interest rate on purchases||Variable (Prime rate + 4%)|
|Trip cancellation insurance||No|
|Trip interruption insurance||No|
|Out-of-Province-of-Residence Medical/Hospital Insurance||No|
|Flight delay insurance||No|
|Baggage loss and theft insurance||No|
|Baggage delay insurance||No|
|Purchase insurance||For a period of 90 days following the purchase date|
|Extended warranty on purchases||Doubles the manufacturer's guarantee up to one additional year|
|Vehicle rental insurance||No|
|Travel insurance/Accident insurance while aboard a common carrier||No|
|Medical, general and legal assistance||No|
|Other interesting features|
Benefit from a progressive and competitive rate comprised of a variable prime rate and a fixed adjustment rate of 4%*.
Save on interest fees: you can transfer the balance of other cards with a higher interest rate than this one.