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Guaranteed Capital Solutions
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Also available outside your RRSP

Evoluterm GIC
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Term Risk level Return  
5 years 1 year 1.000
2 years 1.200
3 years 1.600
4 years 1.900
5 years 2.150
Known final return

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Non-redeemable irregular term GIC
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Term Risk level Return  
37 months 1.700 Known final return

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Diversified GICs 1
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Term Risk level Guaranteed Interest
at maturity
Maximum Interest
at maturity
 
5 years 7.65%
(approximately 1.49% compounded annually)2
19.90%
(approximately 3.70% compounded annually)2

Diversified GIC –
Stability

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5 years 5.30%
(approximately 1.04% compounded annually)2
24.55%
(approximately 4.49% compounded annually)2
Diversified GIC – Balanced
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5 years 2.94%
(approximately 0.58% compounded annually)2
29.19%
(approximately 5.26% compounded annually)2
Diversified GIC – Performance
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Mutual Funds
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Also available outside your RRSP

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National Bank Secure Diversified
Short/medium term
3.45 1.63 2.05 2.87 3.45

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National Bank Conservative Diversified
Short/medium term
8.12 4.30 3.83 3.31 3.56 Contribute
National Bank Moderate Diversified
Medium/long term
12.16 6.06 5.36 4.07 4.27 Contribute
National Bank Balanced Diversified
Medium/long term
16.23 9.56 7.24 4.38 5.42 Contribute
National Bank Growth Diversified
Medium/long term
20.02 10.86 7.88 4.88 3.80 Contribute
Fund name / Investment horizon Risk level 1 year 3 years 5 years 10 years Since creation

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1 The NBC OptimarketTM GICs are not a conventional fixed income investment, are not suitable for all types of investors and are subject to a number of risk factors. Potential purchasers should consult the Information Statement before investing. The Bank has issued previous series which may have different terms and conditions. Please refer to our website for the list of terms and conditions, compared to the previous series. Capitalized terms used and not otherwise defined herein have the meaning ascribed thereto in the relevant Information Statement. NBC OptimarketTM GIC is a trademark of the National Bank of Canada.

2 The Diversified GICs offer three distinct investment solutions which combine different weightings of a fixed-rate GIC, a GIC linked to Canadian equity markets and a GIC linked to global equity markets. The Variable Interest of the Diversified GICs is based on the return of the three Reference Assets comprised in the Reference Portfolio. The Reference Portfolio Return is equal to the weighted average return of the Reference Assets, calculated as the sum of the Weighted Reference Asset Return of the Reference Assets. The Variable Interest will be no less than the Guaranteed Interest and will be limited to the Maximum Interest. Refer to the table above for details on each Diversified GIC. No interest or any other amount will be paid during the term of the Diversified GICs. Notwithstanding whether the Reference Portfolio Return is positive or not at maturity, the Diversified GICs will generate the Guaranteed Interest. However, if the Reference Portfolio Return is not greater than the Guaranteed Interest, the Diversified GICs will generate only the Guaranteed Interest in addition to the principal invested on the Issue Date. Fluctuations in currency exchange rates of the Reference Shares of the Global Precision 10 will affect the performance of the Reference Asset Return of the Global Precision 10 comprised in the Reference Portfolio and therefore, the Reference Portfolio Return and as a result, the value of the Diversified GICs.

* National Bank Mutual Funds (the “Funds”) are offered by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with investments in the Funds. Please read the prospectus of the Funds before making an investment.

The performance data provided for money market funds assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. There can be no assurances that the funds will be able to maintain their net asset values per security at a constant amount or that the full amount of your investment will be returned to you. The performance data represents an annualized historical yield based on the seven day period ended on the date indicated in the table above and does not represent an actual one year return.

The indicated rates of return for funds other than money market funds are based on the historical annual compounded total returns including changes in securities value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns.

The Funds’ securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The Funds are not guaranteed, their values change frequently and past performance may not be repeated.