Guidelines and Advice

Why should I contribute to an RRSP?

  • With an RRSP, you can defer paying taxes on the amounts you invest up until the time you withdraw that money.
  • Income and capital gains generated by your investments grow tax-free until you start withdrawing that money.
  • Since your tax rate in retirement is likely to be lower than you working tax rate, you'll have more freedom to maintain your lifestyle.

To find out more

Advice Seekers

Retirement Guide
Understand, Plan, Act... Advice for everyone!
(PDF: 40 pages)