Guaranteed-Capital Solutions

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The advantage of guaranteed-capital solutions is knowing that the size of your initial investment will not diminish.

Promotional Fixed-Rate GICs

  • Interest rates are fixed for the entire term.
  • Final return is known in advance.
  • Allow you to take advantage of rising interest rates.
  • Returns are generally higher than with conventional GICs.
  • Can be used to diversify your investment portfolio.

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Conventional Fixed-Rate GICs

  • Interest rates are fixed for the entire term.
  • Final return is known in advance.
  • Terms range from 30 days to 10 years.

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NBC OptimarketTM GIC (Variable-Return)

The security of a GIC combined with the potentially-higher returns associated with stock markets.

  • 100% principal protected at maturity.
  • Eligible for CDIC deposit insurance.
  • Market exposure, allowing for higher potential return than conventional fixed-rate GICs.

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Deposit Notes

  • Your potential return is linked to stock market performance.
  • Notes may be redeemed prior to maturity.

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Documents

For more information regarding the CDIC's deposit insurance, read their Protecting Your Deposits brochure (6 pages, PDF, 252 kB).

NBC OptimarketTM GIC is a trademark of National Bank of Canada.

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