Direct Access

Chequing Account with the Direct Access Package

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General summary

 Included in the package)

Chequing account                                      
With Direct Access1 package                               

Open                                              
This solution... Uses our Electronic Banking Solutions. ?
Number of transactions
included
20 electronic transactions2
/month. ?
Fixed monthly fees $6.25/month
Fee charged for each excess transaction. No flat fee if minimum monthly balance is $2,500. A 50% discount on fixed monthly fees is offered to cardholders of an OVATION Gold4 MasterCard.

Characteristics

Electronic Banking Solutions

With package                                          
Direct Access1                                                         
Open                                           
By Internet or telephone
Transfer or Internet transfer to other people
$1.00 /
excess transaction
Interac1 e-Transfer
$1.00 /
excess transaction
Service for sending Interac1 e-Transfer $1.00
Bill payment
$1.00 /
excess transaction
Automated Services
Client Card purchase ?
$1.00 /
excess transaction
ABM Withdrawal and transfer
$1.00 /
excess transaction
List of ABM transactions ?
ABM Bill payment service

Chequing

Cheque and pre-authorized debit
Cheque
$1.00 /
excess transaction

Counter transactions

With package                                            
 Direct Access1                                                            
Open                                              
Counter services
Withdrawal transfer or withdrawal for bill payment $1.25
Bill payment service $2.00
/bill

Other services

Chequing services
Personal cheque order Based on supplier's rate in effect



Certified cheque
By account holder:
$15.00

By third parties and payees: $20.00
American Express4 Travellers Cheques
(excluding American Express4 Travellers for two)
1 % of total
value.
Min. $4.502
Return of cashed cheques (no charge if no cheques are cashed) Additional cheque:
$0.25

Subscription:
$3,50
(includes 12 cheques)
Account handling
Online statement
Paper statement $2.00/month
Passbook $2.25/month
With package                                         
Direct Access1                                                        
Open                                           
Various services
Automatic transfer carried out with your authorization by National Bank, at a specific date ? $1.50
 
Overdraft protection ? $5.00/day
Foreign currency drafts or money orders $5,000 and under:
$7,754

Over $5,000:
$12.504
Canadian dollars draft $7.50
Canadian dollars money draft $7.50
$5.00 discount on annual safety deposit box charges No
$0.50 discount on withdrawals via the Interac1 network No
Intergrated lines of credit6 No

Included in the package

1 Also available with Personal Flex Line 4 of credit accounts.
2 User fees for the Interac 1 and CIRRUS 3 ABM network are extra. No additional fees apply for use of THE EXCHANGE 5 ABM network.
3 American Express 2 Travellers Cheques for two: 1/2 of 1% in US$ in addition of commission.
4 Applicable charges for US$ drafts and money orders are in US$.
5 Minimum 12-month rental in Canada. Certain conditions apply concerning eligibility for safety deposit box rental.
6 Subject to credit approval by National Bank of Canada. This package does not waive interest charges. The applicable interest rate is prime + 7%. Interest rate is subject to change.
1 Registered trademark of Interac Inc.
2 Registered trademark of American Express Company US. AUT Copyright; American Express Canada Inc. 1992 ss-010-E.
3 Registered trademark of CIRRUS SYSTEMS Inc.
4 Virtuoso, Personal Flex Line and OVATION Gold are registered trademarks of National Bank of Canada.
5 Registered trademark of Fiserv Inc.

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Open a Chequing account with the Direct Access package in a few easy steps.

  • I already have a National Bank transaction account

    Already have a Chequing account?
    Apply for the Direct Access package.

  • I don't have a National Bank transaction account

    Go online to open a chequing account with the Direct Access package.*

    or

    Go to the branch nearest you to meet with one of our representatives.

*Please note that we will be able to process your request remotely under the following conditions :

  • No joint application or for a third party
  • You live in the province of Quebec or of Ontario
  • You have an existing credit history of 6 months or more and you already have a cheque account with another Canadian financial institution.


Required information:

  • Personal information (e.g. name, date of birth, contact information)
  • Employment information (e.g. name of your employer, annual income)


After submitting your application form:

  • A customer service representative will contact you by e-mail within 2 business days.
  • Please also note that a client-card will be mailed out to you within the next 10 business days following the opening of your account.

 

For more information, contact us by phone at 514-394-5555 or 1-888-TelNat-1 (outside Montreal)
from 6 a.m. to midnight, 7 days a week.

 

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