Accessible

Chequing Account with the Accessible Package

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General summary

 (Included in the package)

 

Chequing account
With Accessible package
Open

This solution...

Has the fewest charges, but features are limited.

Number of transactions
included

10 electronic
transactions 2
/month.
2 other transactions: withdrawal, transfer or bill payment at the counter

Fixed monthly fees

$3.95/month
Fee charged for each excess transaction. A 50% discount on fixed monthly fees is offered to cardholders of an OVATION Gold 4 MasterCard.

Characteristics

Electronic Banking Solutions

 

With package
Accessible
Open

By Internet or telephone  

Transfer or Internet transfer to other people


$1.00 /
excess transaction

Interac1 e-Transfer


$1.00 /
excess transaction

Service for sending Interac1 e-Transfer

$1.00

Bill payment


$1.00 /
excess transaction

Automated Services  

Client Card purchase


$1.00 /
excess transaction

ABM Withdrawal and transfer


$1.00 /
excess transaction

List of ABM transactions

Each:
$0.75

Flat fee:
$1.00/month

ABM Bill payment service

$1.00/
envelope

Chequing

Cheque and pre-authorized debit  

Cheque


$1.00 /
excess transaction

Counter transactions

 

With package
Accessible
Open

Counter services  

Withdrawal transfer or withdrawal for bill payment

2/month
$1.25 /
excess transaction

Bill payment service

$2.00
/bill

Other services

Chequing services  

Personal cheque order

Based on supplier's rate in effect




Certified cheque

By account holder:
$15.00

By third parties and payees: $20.00

American Express4 Travellers Cheques
(excluding American Express4 Travellers for two)

1 % of total value.
Min. $4.502

Return of cashed cheques (no charge if no cheques are cashed)

Additional cheque:
$0.25

Subscription:
$3,50
(includes 12 cheques)

Account handling  

Online statement

Paper statement

Passbook

$2.25/month

 

With package
Accessible
Open

Various services  

Automatic transfer carried out with your authorization by National Bank, at a specific date

$1.50
 

Overdraft protection

$5.00/day

Foreign currency drafts or money orders

$5,000 and under:
$7,75 4

Over $5,000:
$12.50 4

Canadian dollars draft

$7.50

Canadian dollars money draft

$7.50

$5.00 discount on annual safety deposit box charges

No

$0.50 discount on withdrawals via the Interac1 network

No

Intergrated lines of credit6

No

Included in the package

1 Also available with Personal Flex Line 4 of credit accounts.
2 User fees for the Interac 1 and CIRRUS 3 ABM network are extra. No additional fees apply for use of THE EXCHANGE 5 ABM network.
3 American Express 2 Travellers Cheques for two: 1/2 of 1% in US$ in addition of commission.
4 Applicable charges for US$ drafts and money orders are in US$.
5 Minimum 12-month rental in Canada. Certain conditions apply concerning eligibility for safety deposit box rental.
6 Subject to credit approval by National Bank of Canada. This package does not waive interest charges. The applicable interest rate is prime + 7%. Interest rate is subject to change.
1 Registered trademark of Interac Inc.
2 Registered trademark of American Express Company US. AUT Copyright; American Express Canada Inc. 1992 ss-010-E.
3 Registered trademark of CIRRUS SYSTEMS Inc.
4 Virtuoso, Personal Flex Line and OVATION Gold are registered trademarks of National Bank of Canada.
5 Registered trademark of Fiserv Inc.

I already have a National Bank transaction account
 

Already have a chequing account?
Apply for the Accessible package.

If not:
 

  1. Open a session on Internet Banking Solutions. (Not signed up yet? Sign up now!)
  2. Click "Account Opening" in the left hand menu and fill out the application form.

I don't have a National Bank transaction account
 

Go online to open a chequing account with the Accessible package.*

or

Go to the branch nearest you to meet with one of our representatives.

*Please note that we will be able to process your request remotely under the following conditions :

  • No joint application or for a third party
  • You live in the province of Quebec or of Ontario
  • You have an existing credit history of 6 months or more and you already have a cheque account with another Canadian financial institution.


Required information:

  • Personal information (e.g. name, date of birth, contact information)
  • Employment information (e.g. name of your employer, annual income)


After submitting your application form:

  • A customer service representative will contact you by e-mail within 2 business days.
  • Please also note that a client-card will be mailed out to you within the next 10 business days following the opening of your account.

For more information, you can call us between 6 a.m. and midnight, 7 days a week at 514-394-5555 or 1-888-TelNat-1 (outside Montreal).

 

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