No Package

Chequing Account with No Package

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General summary (Included in the package)

  Chequing account
With no package
Open
This solution... Is appropriate if you make very few transactions per month.
Number of transactions included N/A
Fixed monthly fees Fees
charged per use
   

Characteristics

Electronic Banking Solutions

 

By Internet or telephone

With no package
Open

 

Transfer or Internet transfer to other people $1.00
Interac1 e-Transfer $1.00
Service for sending Interac1 e-Transfer $1.00
Bill payment $1.00
Automated Services
Client Card purchase $1.00
ABM Withdrawal and transfer $1.00
List of ABM transactions Each:
$0.75

Flat fee:
$1.00/month
ABM Bill payment service $1.00/
envelope

Chequing

Cheque and pre-authorized debit
Cheque $1.00

Counter transactions

Counter services

With no package
Open

 

Withdrawal transfer or withdrawal for bill payment $1.25
Bill payment service $2.00
/bill

Other services

Chequing services
Personal cheque order Based on supplier's rate in effect
Certified cheque By account holder:
$15.00

By third parties and payees: $20.00
American Express4 Travellers Cheques
(excluding American Express4 Travellers for two)
1 % of total value.
Min. $4.502
Return of cashed cheques (no charge if no cheques are cashed) Additional cheque:
$0.25

Subscription:
$3,50
(includes 12 cheques)
Account handling
Online statement
Paper statement $2.00/month
No charge if average monthly balance is $2,500 or more.
Passbook $2.25/month.
No charge if monthly balance is $2,500 or more.
Various services

With no package
Open

 

Automatic transfer carried out with your authorization by National Bank, at a specific date $1.50
Overdraft protection $5.00/day
Foreign currency drafts or money orders $5,000 and under:
$7,754

Over $5,000:
$12.504
Canadian dollars draft $7.50
Canadian dollars money draft $7.50
$5.00 discount on annual safety deposit box charges No
$0.50 discount on withdrawals via the Interac1 network No
Intergrated lines of credit6 No

Included in the package

1 Also available with Personal Flex Line4 of credit accounts.
2 User fees for the Interac1 and CIRRUS3 ABM network are extra. No additional fees apply for use of THE EXCHANGE5 ABM network.
3 American Express2 Travellers Cheques for two: 1/2 of 1% in US$ in addition of commission.
4 Applicable charges for US$ drafts and money orders are in US$.
5 Minimum 12-month rental in Canada. Certain conditions apply concerning eligibility for safety deposit box rental.
6 Subject to credit approval by National Bank of Canada. This package does not waive interest charges. The applicable interest rate is prime + 7%. Interest rate is subject to change.
1 Registered trademark of Interac Inc.
2 Registered trademark of American Express Company US. AUT Copyright; American Express Canada Inc. 1992 ss-010-E.
3 Registered trademark of CIRRUS SYSTEMS Inc.
4 Virtuoso, Personal Flex Line and OVATION Gold are registered trademarks of National Bank of Canada.
5 Registered trademark of Fiserv Inc.

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Open a Chequing account in a few easy steps.

I already have a National Bank transaction account

Already have a chequing account?
Apply for a banking package.

I don't have a National Bank transaction account

Go online to open a chequing account.

or

Go to your branch to meet with one of our representatives.

*Please note that we will be able to process your request remotely under the following conditions :

  • No joint application or for a third party
  • You live in the province of Quebec or of Ontario
  • You have an existing credit history of 6 months or more and you already have a cheque account with another Canadian financial institution.


Required information:

  • Personal information (e.g. name, date of birth, contact information)
  • Employment information (e.g. name of your employer, annual income)


After submitting your application form:

  • A customer service representative will contact you by e-mail within 2 business days.
  • Please also note that a client-card will be mailed out to you within the next 10 business days following the opening of your account.

 

For more information, you can call us between 6 a.m. and midnight, 7 days a week at 514-394-5555 or 1-888-TelNat-1 (outside Montreal).

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