Personalized Investment Plan

Please answer the following questions in order to find out which investment solutions are adapted to your profile and will in turn enable you to achieve your financial goals.

Important :
Whether you need your investments in 2, 5, 10 or 20 years, your investor profile can change in time. This process should be done at least once a year, and this, for every project that you have. (Your investor profile can vary depending on the project).

A. I would like to obtain an investor profile for my account:
    Registered: Non-registered:
B. What is the total amount you wish to invest?   $
C. Would you like to keep a portion in cash (vacation, emergencies, etc.)? Yes $ No
D. Would you like to manage your own portfolio or part of it?




Answer the following questions then click on "Submit" at the bottom of the page.

1. When do you expect to need to withdraw a significant portion (1/3 or more) of the money in your investment portfolio?
Less than 1 year 
1 to 3 years 
4 to 6 years 
7 to 9 years 
10 years or more 

2. In making financial and investment decisions, you:
Try to minimize risk to avoid the possibility of any loss. 
Are cautious but willing to accept a small amount of risk. 
Are willing to accept a moderate level of risk and tolerate losses to achieve potentially higher returns. 
Are comfortable taking risks and willing to tolerate potentially significant losses to achieve higher returns. 
Want a capital-protected investment with a return linked to the market. 
Want a capital-guaranteed investment with a final return known in advance 

3. Investments with higher returns typically involve greater risk. The following scenarios show the potential average annual returns for four different investment portfolios over a 10-year period. Keeping in mind that returns fluctuate, which investment portfolio would you be more comfortable holding?
A. Potential average annual return of 2%,
no negative returns in 10 years. 
B. Potential average annual return of 3%,
3 out of 10 years with negative returns (up to -3%). 
C. Potential average annual return of 5%,
3 out of 10 years with negative returns (up to -5%). 
D. Potential average annual return of 7%,
4 out of 10 years with negative returns (up to -12%).  

4. From September 2008 through November 2008, North American stock markets lost over 30% of their value. Though markets recovered from these fluctuations over the two years that followed, if this happened again and you had a $10,000 investment that was only worth $7,000 after three months, you would:
Sell the remaining investment to avoid further fluctuations. 
Sell a portion of the remaining investment to protect some of your capital. 
Hold on to the investment without making any changes in hopes of recovering some of the losses and obtaining higher returns in the future. 
Buy more of the investment to take advantage of lower prices. 

5. What is your primary goal for this portfolio?
You want to keep the money invested safe from short-term fluctuations or readily available for short-term needs. 
You want to generate a steady stream of income from your investments and are less concerned about growing the value of your investments. 
You want to generate some income with some opportunity for the investments to grow in value over time. 
You want to generate long-term growth for your investments. 

6. Your expected current and future income sources are:
Somewhat stable; capable of meeting all your financial obligations. 
Somewhat stable; occasionally difficult to meet your financial obligations. 
Unstable; frequently difficult to meet your financial obligations. 

7. Which statement best describes your investment knowledge?
You know very little about investments and financial markets. 
You have a moderate level of knowledge of investments and financial markets. 
You have sufficient investment knowledge to understand the different investment products and their related risks. 
You have extensive investment knowledge and follow financial markets closely.