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Group Retirement Plans

We can help you choose a retirement plan that maximizes your tax benefits and helps you attract, motivate and retain employees.

To fulfill your obligation

Since January 1, if you have more than 10 employees, you must offer them a retirement savings plan. It's the law in Quebec. Fortunately, with National Bank's online solution, you can set one up in just 5 minutes. 

Find the right retirement solution for your business

Enjoy the benefits of a National Bank group retirement savings plan

  • Payroll deductions make it easier to manage plans
  • Serves as a recruitment and retention incentive
  • Provides an easy way for employees to save and can be modified at any time
  • No minimum amount required to invest in the plan
  • Contributions are spread out over the year to take advantage of market fluctuations

Learn about our group retirement plans

Choose a simple, flexible plan that generates tax-sheltered returns and can be changed at any time. It's a great alternative to the VRSP.

Our Group Registered Retirement Savings Plan (RRSP)

Do you own a business? Benefit from tax advantages and plan your contributions based on your needs.

Our Individual Pension Plan (IPP)

Share a portion of your company's profits with select employees.

Our Deferred Profit Sharing Plan (DPSP)

Choose the Defined Contribution Registered Pension Plan for an option that gives employees a clear picture of their retirement.

Our Defined Contribution Registered Pension Plan (DCRPP)

Take advantage of a simple, cost-effective savings plan that is administered by National Bank Trust for your convenience.

Our Simplified Pension Plan (SPP)

Supplement your group plan with a TFSA. Withdrawals are tax-free and can be made at any time.

Our Group Tax-Free Savings Account (TFSA)

Does your business have more than 5 employees? Learn about the VRSP, a plan created by the government of Quebec to help residents save for retirement.

Our Voluntary Retirement Savings Plan (VRSP)

Take advantage of post-retirement withdrawal plans

  • Group Locked-In Retirement Account (LIRA)
  • Group Life Income Fund (LIF) Group
  • Registered Retirement Income Fund (RRIF)

Employers

Do you have any questions about Nest Wealth at Work? Call 1-833-637-8929.
For questions about your National Bank Trust plan, call 1-866-684-5253.

Employees

Has your employer set up a group pension plan for you? Contact your plan administrator for all the necessary information.

If you have questions about Next Wealth at Work, call us at 1-877-640-7273.

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Investments

 

Have you set up a retirement plan for your employees—or for yourself?

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Buisness Investment Account

 

Our Business Investment Account can help you manage surplus cash.

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