Group RRSP for Businesses

Choose our group RRSP for a simple, flexible plan. As with any RRSP, all contributions and investment earnings are tax-sheltered. Talk to your account manager.

Advantages of the group RRSP

  • Contribution amounts can be changed at any time. No minimum contribution is required for investment funds.
  • All contributions made belong to the participant. 
  • Additional contributions can be made over and above regular contributions.
  • Contributions are automatically deducted from your employees' pay.
  • Contributions are spread out over the year to take advantage of market fluctuations.

Spousal contributions

  • Contributions can be made in a spouse's name to reduce income tax, particularly at retirement.
  • With this RRSP, the amount of the shared contributions is tax deductible.
  • Upon retirement, spouses can split taxable pension income.

Useful Articles

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Group TFSA


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Learn about our group TFSA