Group RRSP for Businesses

Choose our group RRSP for a simple, flexible plan. As with any RRSP, all contributions and investment earnings are tax-sheltered. Talk to your account manager.

Nest Wealth at Work Group RRSP for Business

National Bank is proud to partner with Nest Wealth to offer business owners a best-in-class digital group RRSP. 

When you choose Nest Wealth at Work, you get a simple, intuitive solution and the following benefits:
 

  • No administration, setup, or other type of fee charged to the employer.
  • Employer contributions are optional.
  • Very attractive investment management fee for your employees.
  • Quick and convenient digital sign-up process for employers and employees that takes less than five minutes.
  • Up to $350 cashback with our banking and credit card offer for you and plan members1.

Advantages of the group RRSP

  • Contribution amounts can be changed at any time. No minimum contribution is required for investment funds.
  • All contributions made belong to the participant. 
  • Additional contributions can be made over and above regular contributions.
  • Contributions are automatically deducted from employees' pay by the employer.
  • Contributions are spread out over the year to take advantage of market fluctuations.
  • Immediate tax deferral for your employees.

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RRSP

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VRSP

 

Does your company have between 10 and 19 employees?

Learn about the VRSP

SPP

 

Looking for a group retirement plan that is easy to manage?

Learn about our simplified pension plan (SPP)

Group TFSA

 

Are you an employer looking to supplement your retirement savings plan?

Learn about our group TFSA

1 The promotional offer is valid until October 31, 2018. The offer is available to all employees of our business clients who do not have a transaction bank account with National Bank (new clients) or who already have a transaction bank account (existing clients). To qualify, you must open or already hold a transaction bank account at one of our branches and sign up for one of the products described below during the promotional period. The offer may be modified, extended or withdrawn without prior notice at any time. Employees of National Bank and its affiliates are not eligible. The offer may not be combined with or added to any other offer, promotion or benefit from National Bank and cannot be applied retroactively. Limit of one cashback per subscribed product during this promotion. The client cannot benefit more than once from an offer for the same type of product. Only the primary cardholder is eligible for the offer. The cashback amount varies according to the number of products held, but can in no way exceed $350 for new clients and $250 for existing clients.