Group RRSP for Businesses

Choose our group RRSP for a simple, flexible plan. As with any RRSP, all contributions and investment earnings are tax-sheltered.

Advantages of the group RRSP

  • Contribution amounts can be changed at any time. No minimum contribution is required for investment funds.
  • All contributions made belong to the participant. 
  • Additional contributions can be made over and above regular contributions.
  • Contributions are automatically deducted from your employees' pay.
  • Contributions are spread out over the year to take advantage of market fluctuations.

Spousal contributions

  • Contributions can be made in a spouse's name to reduce income tax, particularly at retirement.
  • With this RRSP, the amount of the shared contributions is tax deductible.
  • Upon retirement, spouses can split taxable pension income.

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VRSP

 

Does your company have between 10 and 19 employees?

Learn about the VRSP

SPP

 

Looking for a group retirement plan that is easy to manage?

Learn about our simplified pension plan (SPP)

Group TFSA

 

Are you an employer looking to supplement your retirement savings plan?

Learn about our group TFSA