Individual Pension Plan (IPP)

Are you a business owner? An IPP is a registered pension plan that can be set up for a single participant. It brings significant tax advantages and lets you determine the amount you would like to contribute towards retirement. Talk to your account manager.

Sign up over the phone

Already a IPP client?
1-877-413-1194 (toll-free)

Discover the individual pension plan for business owners

  • IPPs provide higher contribution limits than RRSPs.
  • IPP contributions and costs are tax deductible and paid for by the company.
  • At retirement, amounts continue to grow tax-tree if the annuity is paid out of the plan.
  • Contributions can be made for recognized years of service prior to opening the IPP.
  • Modifications can be made to the plan's provisions to improve pension benefits, including: increase in the indexation of the pension, early retirement without actuarial reduction and bridging benefits. These changes may entail additional contributions, which will be tax-deductible for the company.
  • The surplus can generate additional income upon retirement.

Call 1-877-640-7273 to apply (toll free)

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