MC1

Exclusive offer for all Borrowell users

The only thing left is to fill the secure form to apply for your new MC1 Mastercard and from there, enjoy all its advantages.

Get my card

Only takes 5 minutes

Carte de crédit Allure

PROMO :

$150

cashback*

 

$0

Annual Fee 


20.99%

Purchase rate


22.99%

Interest rate (balance transfers and cash advances1-2

Jusqu’à 900 $ en rabais voyage ou jusqu’à 800 $ à investir dans un produit financier annuellement*

Jusqu’à 900 $ en rabais voyage ou jusqu’à 800 $ à investir dans un produit financier annuellement*

Get $300 cashback

It takes less than 5 minutes

You will receive a $150 cashback if a net purchase amount of $1,500 is charged to the credit card during the first three months after signing up. This offer ends June 30, 2021.*

Benefits you don't want to miss

Make payments without the hassle with a simple and convenient credit card. A great way to build your credit history.

protection cellulaire

 

 

Efficiency

Make payments anywhere without contact.

pictogramme mastercard achats

 

 

Easy membership

No minimum annual income required.

Assurance achat

Protection

In case of loss, theft or damage, up to 90 days of purchase.3
 

Extended warranty

Warranty

Extend the manufacturer's warranty period up to 2 times.3

Little details that matter

Eligibility criteria

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Annual fee and interest rate

Annual fee 1

$0

Annual fee for additional card

$0

Purchase rate

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Balance transfer and cash advance rate 1-2

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Minimum credit limit 5

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Insurance

Summary and insurance certificate

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Zero Liability 5

Included

Purchase protection against theft or damage 4

${p1.assuranceAchats} days following the purchase date

Extended warranty 4

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Important phone numbers

Customer service (24/7)

Insurance claim

Lost or stolen card

Chargeback

Cardholder Agreement

To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"}[PDF].

Confidentiality Policies

To learn about how we protect your information, consult our Confidentiality Policies.

Legal Disclaimers

* Offer valid from April 1 to June 30, 2021 for the National Bank MC1 Mastercard credit card. Credit card issued subject to
credit approval by National Bank. Certain conditions apply. 

You will receive a $150 cashback if $1,500 in net purchases is charged to the credit card account within the first three months following account opening. The cashback will be credited to your account on the fourth or fifth statement after your account is opened and is not payable in cash.

To take advantage of this offer, you must sign up for the National Bank Allure Mastercard credit card before June 30, 2021 and activate it no later than July 15, 2021. This offer is only valid for individuals who received a personalized promotional email or letter announcing the offer. 

The net purchases are calculated over a period of three months. For example, if the account is opened April 15, the account holder will have until July 15 to charge $1,500 in net purchases to the account and obtain the $150 cashback.

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation. The account must be in good standing for the cashback to be awarded.

This promotion is intended for individuals who received a personalized promotions emai or letter announcing the offer and do not have a National Bank Mastercard credit card or have not held a National Bank credit card within the last 24 months.

The offer is not applicable when opening an additional card. Employees of National Bank and its subsidiaries and entities are not eligible for the offer. This offer cannot be combined with any other National Bank promotion and is not retroactive. National Bank reserves the right to modify, extend, or end this promotion at any time without notice.

 

1. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period:

Annual interest rate

Average balance

 

$500

$3,000

22.99%

$9.45

$56.69

20.99%

$8.63

$51.76

14.5%

$5.96

$35.75

8.9%

$3.66

$21.95

*Variable interest rate in effect on July 1, 2019.

2. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

3.  This coverage applies to purchases charged to the National Bank MC1 card. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

4.Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.

5. Subject to credit approval by National Bank.

® Mastercard, is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

® MC1 is a registered trademark of Mastercard International Incorporated. Authorized user: National Bank.

® Borrowell logo is a registered trademark of Borrowell Inc. Authorized user: National Bank 

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Conditions d'utilisation | Politique de confidentialité | Fichiers témoins | L'ABC de la sécurité

© BANQUE NATIONALE DU CANADA. Tous droits réservés 2021.

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