Quarterly Results

Latest Quarterly Results

Q2 - 2015 (Quarter ended April 30, 2015)

HIGHLIGHTS

- Net income:

$404M for Q2 15 compared to $362M for Q2 14 (reported)
$411M for Q2 15 compared to $375M for Q2 14 (adjusted)

- Diluted EPS:

$1.13 for Q2 15 compared to $1.01 for Q2 14 (reported)
$1.15 for Q2 15 compared to $1.05 for Q2 14 (adjusted)

- Provisions for credit losses:

$57M or 22 bps for Q2 15

- ROE:

17.6% for Q2 15 (reported)
17.9% for Q2 15 (adjusted)

- Common Equity Tier 1 ratio:

9.5%

- Dividend payout:

41.9% for Q2 15

Listen on the web to the second quarter 2015 results analyst and investor conference call to be held on May 27, 2015 at 11:00 a.m. EDT.

Access the live conference call, in a listen only mode, by dialing 416-340-2217 or toll free 1-866-862-3930, access code 1937377#.

To listen to the conference call replay, dial 905-694-9451 or toll free 1-800-408-3053, access code 4796186#. The replay will be available until June 24, 2015.

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