Retail financing

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The benefits of doing business with us

Here is an overview of the benefits that come from choosing National Bank as your right-hand partner:

Flexibility: Take advantage of our flexible credit solutions to offer your clients longer terms, as well as the option to choose between competitive fixed rates, variable rates or rates subject to change.2

Speed: Get fast answers to your financing requests, thanks to our automated process.

Accessibility: Our customer service centre is open 6 days per week – finally, service during your business hours! Our sales team, which possesses solid indirect financing expertise, will also be happy to help you achieve your business objectives.

Profitability: Generous commissions and the possibility to offer a payment deferrals for your clients3… everything to help you achieve your goals.

Financing programs

Bringing you competitive financing solutions isn’t all there is to it. It’s imperative to also know how to adapt them to your reality. That is why we have developed a variety of programs that factor in your business sector, the needs of your clients and, of course, the benefits you seek to achieve your objectives.

Automobiles

  • Advantageous commissions
  • Prolonged terms; up to 96 months4 in certain cases
  • Competitive fixed or variable interest rates
  • Possibility of no-fee, no-penalty early repayment for your clients
  • Flexible payment deferrals of up to 3 months5
  • Financing available starting at $7,500
  • Shorter instalment and conditional sales contracts (ISC and CSC) for your clients
  • Automated credit decision rendered in less than 5 minutes for the majority of cases

Leisure products

  • Advantageous commissions
  • Prolonged terms; up to 180 months4 in certain cases
  • Competitive variable interest rates, fixed interest rates and rates subject to change (term and amortization differ)
  • Possibility of early repayment, without fees or penalties for the client
  • Flexible payment deferrals of up to 12 months5
  • Financing available starting at $3,000
  • Shorter instalment and conditional sales contracts (ISC and CSC) for your clients
  • Automated credit decision rendered in less than 5 minutes for the majority of cases

Swimming pools and spas

  • Advantageous commissions
  • Prolonged terms; up to 180 months4 in certain cases
  • Competitive variable interest rates, fixed interest rates and rates subject to change (term and amortization differ)
  • Possibility of early repayment, without fees or penalties for the client
  • Flexible payment deferrals of up to 12 months5
  • Financing available starting at $3,000
  • Option of progressive disbursement for certain products

Boats

  • Advantageous commissions
  • Prolonged terms; up to 240 months4 in certain cases
  • Competitive variable interest rates, fixed interest rates and rates subject to change (term and amortization differ)
  • Possibility of early repayment, without fees or penalties for the client
  • Flexible payment deferrals of up to 12 months5
  • Financing available starting at $3,000
  • Shorter instalment and conditional sales contracts (ISC and CSC) for your clients
  • Automated credit decision rendered in less than 5 minutes for the majority of cases

Recreational vehicules

  • Advantageous commissions
  • Prolonged terms; up to 240 months4 in certain cases
  • Competitive variable interest rates, fixed interest rates and rates subject to change (term and amortization differ)
  • Possibility of early repayment, without fees or penalties for the client
  • Flexible payment deferrals of up to 12 months5
  • Financing available starting at $7,500
  • Shorter instalment and conditional sales contracts (ISC and CSC) for your clients
  • Automated credit decision rendered in less than 5 minutes for the majority of cases

Renovations

  • Advantageous commissions
  • Prolonged terms; up to 180 months4 in certain cases
  • Competitive variable interest rates, fixed interest rates and rates subject to change (term and amortization differ)
  • Possibility of early repayment, without fees or penalties for the client
  • Flexible payment deferrals of up to 12 months5
  • Financing available starting at $3,000

Dental care

  • Prolonged terms; up to 120 months4 in certain cases
  • Competitive variable interest rates, fixed interest rates and rates subject to change (term and amortization differ)
  • Possibility of early repayment, without fees or penalties for the client
  • Flexible payment deferrals of up to 12 months5
  • Financing available starting at $3,000

Give it a try! 
Call us to see how we can help your business succeed.

retailfinancing@nbc.ca
Phone: 1-866-333-6606

 

Notes 
The content of this page is informational and creates no legal or contractual obligation for National Bank of Canada. Financing programs and solutions presented herein are subject to change.

1.The solutions presented on this page apply to the following products: automobiles, recreational vehicles, pools and spas, boats, motorhomes, trailers and tent-trailers, renovations and dental care. 
2. Some restrictions apply. May vary depending on product.
3. Some restrictions apply. For more information, contact the Partner Support team at autofbc@nbc.ca
4. Prolonged terms are available for certain manufacturing years and certain financing amounts. Contact us for more details.
5. Interests accrue during this period.