Chequing Account with the Accessible Package

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General summary

 (Included in the package)


Chequing account
With Accessible package ?

This solution...

Has the fewest charges, but features are limited.

Number of transactions

12 transactions2/month. ?
including 2 branch transactions

Fixed monthly fees

Fee charged for each excess transaction. A 50% discount on fixed monthly fees is offered to cardholders of an OVATION Gold 4 MasterCard.


Electronic Banking Solutions


With package

By Internet or telephone  

Transfer or Internet transfer to other people

$1.00 /
excess transaction

Interac1 e-Transfer

$1.00 /
excess transaction

Service for sending Interac1 e-Transfer


Bill payment

$1.00 /
excess transaction

Automated Services  

Client Card purchase

$1.00 /
excess transaction

ABM Withdrawal and transfer

$1.00 /
excess transaction

List of ABM transactions


Flat fee:

ABM Bill payment service



Cheque and pre-authorized debit  

Cheque and pre-authorized debit

$1.00 /
excess transaction

Counter transactions


With package

Counter services  

Withdrawal transfer or withdrawal for bill payment

$1.25 /
excess transaction

Bill payment service


Other services

Chequing services  

Personal cheque order

Based on supplier's rate in effect

Certified cheque

By account holder:

By third parties and payees: $20.00

American Express4 Travellers Cheques
(excluding American Express4 Travellers for two)

1 % of total value.
Min. $4.502

Return of cashed cheques (no charge if no cheques are cashed)

Additional cheque:

(includes 12 cheques)

Access to cheque images

Account handling  

Online statement

Paper statement




With package

Various services  

Automatic transfer carried out with your authorization by National Bank, at a specific date


Overdraft protection


Foreign currency drafts or money orders

$5,000 and under:
$7,75 4

Over $5,000:
$12.50 4

Canadian dollars draft


Canadian dollars money draft


$5.00 discount on annual safety deposit box charges


$0.50 discount on withdrawals via the Interac1 network


Intergrated lines of credit6


Included in the package

1 Also available with Personal Flex Line 4 of credit accounts.
2 User fees for the Interac 1 and CIRRUS 3 ABM network are extra. No additional fees apply for use of THE EXCHANGE 5 ABM network.
3 American Express 2 Travellers Cheques for two: 1/2 of 1% in US$ in addition of commission.
4 Applicable charges for US$ drafts and money orders are in US$.
5 Minimum 12-month rental in Canada. Certain conditions apply concerning eligibility for safety deposit box rental.
6 Subject to credit approval by National Bank of Canada. This package does not waive interest charges. The applicable interest rate is prime + 7%. Interest rate is subject to change.
1 Registered trademark of Interac Inc.
2 Registered trademark of American Express Company US. AUT Copyright; American Express Canada Inc. 1992 ss-010-E.
3 Registered trademark of CIRRUS SYSTEMS Inc.
4 Virtuoso, Personal Flex Line and OVATION Gold are registered trademarks of National Bank of Canada.
5 Registered trademark of Fiserv Inc.

I already have a National Bank transaction account

Already have a chequing account?
Apply for the Accessible package.

If not:

  1. Open a session on Internet Banking Solutions. (Not signed up yet? Sign up now!)
  2. Click "Account Opening" in the left hand menu and fill out the application form.

I don't have a National Bank transaction account

Go online to open a chequing account with the Accessible package.*


Go to the branch nearest you to meet with one of our representatives.

*Please note that we will be able to process your request remotely under the following conditions :

  • No joint application or for a third party
  • You live in the province of Quebec or of Ontario
  • You have an existing credit history of 6 months or more and you already have a cheque account with another Canadian financial institution.

Required information:

  • Personal information (e.g. name, date of birth, contact information)
  • Employment information (e.g. name of your employer, annual income)

After submitting your application form:

  • A customer service representative will contact you by e-mail within 2 business days.
  • Please also note that a client-card will be mailed out to you within the next 10 business days following the opening of your account.

For more information, you can call us between 6 a.m. and midnight, 7 days a week at 514-394-5555 or 1-888-TelNat-1 (outside Montreal).


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