ClickStudent®4 Program



The ClickStudent®4 program chequing account lets you manage your bank account at minimal cost, and gives you access to a line of credit.

The program is designed specifically for you if you're:

  • between the ages of 18 and 24, and
  • a full-time, post-secondary student.

Open an account

®4 ClickStudent is a registered trademark of National Bank of Canada.

General summary (  Included in the package)


Chequing account
With ClicStudent package

This solution...

Is ideal for full-time-post-secondary students 18 to 24 years of age.
Holders of an OVATION Gold MasterCard: 50% discount on the flat monthly fee for the ClickStudent Program.

Number of transactions included

Unlimited electronic transactions

Fixed monthly fees


Notes : Program subscription must be renewed yearly. Proof of identity (proof of age) and full-time student status (registration notice, course schedule or transcript) is required. Sole-holder accounts only.


Electronic Banking Solutions                                                       

  With ClicStudent Program
By Internet or telephone

Transfer or Internet transfer to other people


Bill payment


Automatic transfer between accounts


Automated Services

Client Card purchase


ABM Withdrawal and transfer


List of ABM transactions

Per utilisation: $0.75
Fixed rate: $1.00/month

ABM Bill payment service


Cheque and pre-authorized debit



Counter transactions


ClicStudent Program


Counter services

Withdrawal transfer or withdrawal for bill payment


Bill payment service


Other services

Chequing services

Personal cheque order

Based on supplier's rate in effect

Certified cheque

By account holder: $15.00
By third parties and payees: $20.00

American Express4 Travellers Cheques
(excluding American Express4 Travellers for two)

1 % of total value.
Min. $4.502

Cancelled cheque return
(charges apply to returned items only)

Additional cheque: $0.25
Subscription: $3,50
(includes 12 cheques)

Account handling

Online statement

Paper statement





ClicStudent Program


Various services

Overdraft protection


Foreign currency drafts or money orders

$5,000 and under: $7,754
Over $5,000: $12.504

Canadian dollars draft


Canadian dollars money draft


$5.00 discount on annual safety deposit box charges


$0.50 discount on withdrawals via the Interac1 network


Intergrated lines of credit6


Included in the package

1 Also available with Personal Flex Line 4 of credit accounts.
2 User fees for the Interac 1 and CIRRUS 3 ABM network are extra. No additional fees apply for use of THE EXCHANGE5 ABM network.
3 American Express2 Travellers Cheques for two: 1/2 of 1% in US$ in addition of commission.
4 Applicable charges for US$ drafts and money orders are in US$.
5 Minimum 12-month rental in Canada. Certain conditions apply concerning eligibility for safety deposit box rental.
6 Subject to credit approval by National Bank of Canada. This package does not waive interest charges. The applicable interest rate is prime + 7%. Interest rate is subject to change.1 Registered trademark of Interac Inc.
2 Registered trademark of American Express Company US. AUT Copyright; American Express Canada Inc. 1992 ss-010-E.
3 Registered trademark of CIRRUS SYSTEMS Inc.
4 Virtuoso, Personal Flex Line and OVATION Gold are registered trademarks of National Bank of Canada.
5 Registered trademark of Fiserv Inc.


Open a chequing account with the ClickStudent®4 program.

  • I already have a National Bank transaction account
  1. Open an Internet banking session. Not signed up yet? Sign up now!
  2. Click "Account Opening" in the left hand menu and complete the application form.


  • I don't have a National Bank transaction account

Go online to open a chequing account with the ClickStudent program.


Go to the branch nearest you to meet with one of our representatives.


*Please note that we will be able to process your request remotely under the following conditions:

  • No joint application or for a third party
  • You live in the province of Quebec or of Ontario
  • You have an existing credit history of 6 months or more and you already have a cheque account with another Canadian financial institution.

Required information:

  • Personal information (e.g. name, date of birth, contact information)
  • Employment information (e.g. name of your employer, annual income)

After submitting your application form:

  • A customer service representative will contact you by e-mail within 2 business days.
  • Please also note that a client-card will be mailed out to you within the next 10 business days following the opening of your account.


For more information, contact us by phone at 514-394-5555 or 1 888 TelNat-1 (outside Montréal) from 6 am to midnight, 7 days a week.