Chequing Account with the Direct Access Package
( Included in the package)
With Direct Access1 package
|This solution...||Uses our Electronic Banking Solutions. ?|
|Number of transactions
|20 electronic transactions2
|Fixed monthly fees||$6.25/month
Fee charged for each excess transaction. No flat fee if minimum monthly balance is $2,500. A 50% discount on fixed monthly fees is offered to cardholders of an OVATION Gold4 MasterCard.
Electronic Banking Solutions
|By Internet or telephone|
|Transfer or Internet transfer to other people||
|Service for sending Interac1 e-Transfer||$1.00|
|Cheque and pre-authorized debit|
|Withdrawal transfer or withdrawal for bill payment||$1.25|
|Bill payment service||$2.00
|Personal cheque order||Based on supplier's rate in effect|
|By account holder:
By third parties and payees: $20.00
|American Express4 Travellers Cheques
(excluding American Express4 Travellers for two)
|1 % of total
|Return of cashed cheques (no charge if no cheques are cashed)||Additional cheque:
(includes 12 cheques)
|Automatic transfer carried out with your authorization by National Bank, at a specific date ?||$1.50
|Overdraft protection ?||$5.00/day|
|Foreign currency drafts or money orders||$5,000 and under:
|Canadian dollars draft||$7.50|
|Canadian dollars money draft||$7.50|
|$5.00 discount on annual safety deposit box charges||No|
|$0.50 discount on withdrawals via the Interac1 network||No|
|Intergrated lines of credit6||No|
Included in the package
1 Also available with Personal Flex Line 4 of credit accounts.
2 User fees for the Interac 1 and CIRRUS 3 ABM network are extra. No additional fees apply for use of THE EXCHANGE 5 ABM network.
3 American Express 2 Travellers Cheques for two: 1/2 of 1% in US$ in addition of commission.
4 Applicable charges for US$ drafts and money orders are in US$.
5 Minimum 12-month rental in Canada. Certain conditions apply concerning eligibility for safety deposit box rental.
6 Subject to credit approval by National Bank of Canada. This package does not waive interest charges. The applicable interest rate is prime + 7%. Interest rate is subject to change.
1 Registered trademark of Interac Inc.
2 Registered trademark of American Express Company US. AUT Copyright; American Express Canada Inc. 1992 ss-010-E.
3 Registered trademark of CIRRUS SYSTEMS Inc.
4 Virtuoso, Personal Flex Line and OVATION Gold are registered trademarks of National Bank of Canada.
5 Registered trademark of Fiserv Inc.
Open a Chequing account with the Direct Access package in a few easy steps.
- I already have a National Bank transaction account
Already have a Chequing account?
Apply for the Direct Access package.
*Please note that we will be able to process your request remotely under the following conditions :
- No joint application or for a third party
- You live in the province of Quebec or of Ontario
- You have an existing credit history of 6 months or more and you already have a cheque account with another Canadian financial institution.
- Personal information (e.g. name, date of birth, contact information)
- Employment information (e.g. name of your employer, annual income)
After submitting your application form:
- A customer service representative will contact you by e-mail within 2 business days.
- Please also note that a client-card will be mailed out to you within the next 10 business days following the opening of your account.
For more information, contact us by phone at 514-394-5555 or 1-888-TelNat-1 (outside Montreal)
from 6 a.m. to midnight, 7 days a week.
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