Interac e-Transfer

Interac® e-Transfer is an easy, quick and secure way to transfer funds to accounts at participating Canadian financial institutions.


INTERAC® E-TRANSFER, safer than cash!

You can pay back a friend, send money to your daughter at school or your grandson for his birthday and even pay your rent using your smartphone; all you need is the recipient's mobile number. It's safer than cash, costs less than a money order or draft and is easier than sending a cheque. No need to go out or worry about getting stamps or envelopes.

Quick and easy

To transfer funds, simply access our Internet Banking Solutions or Mobile Banking Solutions and make sure that the recipient has an e-mail address or a mobile phone, as well as a Canadian bank account at one of the participating financial institutions. The recipient receives notification of the transfer by e-mail or text message; in some cases, it takes a few minutes to process the transfer. The funds are available when the recipient receives the deposit confirmation.


Interac® e-Transfer requires no sharing of banking information. The transfer is only completed when the recipient correctly answers the security question.

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You will then be able to carry out Interac® e-Transfers 48 hours after you enrol. For National Bank clients, there is no charge to receive an Interac® e-Transfer. There is a $1 charge to send an Interac® e-Transfer, and transaction fees may apply depending on the type of account, package or program you have. Consult Your Guide to Personal Banking Solutions for details.


® Registered trademark of Interac Inc. Used under licence.