MasterCard Credit Cards
Regular rate on purchases: 19.99% / No fee
Regular rate on balance transfers and cash advances : 21.99%
Purchases: 14.5% / $20 per year
Balance transfers and cash advances: 14.5%
Cashback rewards: No additional fee
Rewards Plan: $10 instead of $20 for a limited time
Minimum credit limit
$1,000 (depending on your credit file)
Choose the Allure card that suits you best:
Allure card with CashBack and no annual fee. Every $2 in purchases = 1 point
Get automatic annual CashBack. Each segment of 1,000 points = a $10 CashBackcredited to your account. You save without restriction, simply by using your Allure card with CashBack to pay for all your purchases.
Allure card with the À la carte Rewards Plan, $20 annual fee reduced to $10 the first year for a limited time - $1 in purchases = 1 point
The À la carte Rewards Plan allows you to accumulate points quickly and gives you easy access to a selection of great rewards!
- Use your Allure card for every day purchases
- Earn 1 point for every dollar charged to your credit card
- Redeem your points at the online Boutique and discover a variety of rewards including many available exclusively on the website!
National Bank is proud to support a cause that has a positive impact on the well-being of all women.
Each year, a portion of the total annual purchases made by Allure cardholders is donated by the Bank to the Quebec Breast Cancer Foundation2.
To show our support, the Allure card displays a pink ribbon, the symbol of the battle against breast cancer.
We are proud to say that once again, this year donation was $450,000! That is thanks to you and we are really thankful for that.
The Allure card is your perfect shopping companion and there's lots of great ways to save. Go online to buy gift cards that can be redeemed at Allure partners and get 10% off when you pay with your Allure card3. To order gift cards and get 10% off, visit yourallure.ca.
Earn points faster!
Use your credit card to pay for your day-to-day expenses such as groceries, gas, bills, etc.
Ask for an additional card for your spouse or anyone else. Their purchases will be added to your balance thereby generating more points for you!
À la carte Rewards Plan
Redeem your points
- MasterCard's Zero Liability5
Protects you against unauthorized purchases are made with your credit card. This coverage extends to purchases made in-store, over the phone and online.
- Purchase insurance
Provides coverage in case of theft and damage for a period of 90 days following the date of purchase.
- Extended warranty
Doubles the original warranty period up to one additional year.
Benefit from balance transfers for only $20 annually. When you apply for an Allure card with the À la carte Rewards Plan by October 31, 2015, you’ll enjoy 50% off your annual fee the first year. What’s more, for each card activated before October 31, 2015, we will automatically donate $10 to the Quebec Breast Cancer Foundation. A nice way to celebrate our 10-year partnership with the Foundation!
|Regular rate||Reduced rate|
|Balance transfers and cash advances||21.99%||14.5%|
For more information, click here or call 514-394-1427 or 1-888-969-2273.
Read the insurance certificate 461 kB - 3 pages.
1 Subject to credit approval by National Bank.
2 Annual donation by National Bank, representing a percentage of the total annual purchases charged to the card by all Allure cardholders over a 12-month period. The total amount of the donation by National Bank cannot exceed $450,000 annually. To find out more about the calculation period or applicable conditions, visit yourallure.ca.
3 The discount applies to the purchase of Allure partner gift cards made at yourallure.ca. This discount applies to the total amount of gift cards purchased. Purchases are made in $25 increments. No discount will be applies in store upon presentation of Allure card. Gap and Old Navy gift cards may be used in all Gap and Old Navy stores throughout North America. Gap and Old Navy gift cards can be exchanged for in-store merchandise and will not be replaced in case of loss or theft. For any questions regarding Gap and Old Navy gift cards, dial respectively 1-800-GAP-STYLE or 1-800-OLD-NAVY.
4 Certain conditions and restrictions apply. Consult the documentation available in branches for more details.
5 Certain conditions and restrictions apply. Visit mastercard.ca for more information.
Consult the credit card's terms and conditions.
Discover today the power of your Allure by saving on your fashion purchases while contributing to a very worthy cause.
|Minimum credit limit||$1,000|
|Annual fee for primary card||No fee|
|Annual fee for additional card||No fee|
|Regular annual interest rate on purchases||19.99%|
|Annual fee for reduced interest rate||$20|
|Reduced annual interest rate on purchases||14.5%|
|Reduced annual interest rate on balance transfers and cash advances||14.5%|
|Regular annual interest rate on balance transfers and cash advances||21.99%|
|CashBack rewards||Description||For every 1,000 points accumulated, you'll receive once a year a $10 credit applied directly to your account.|
|Points||$2 in purchases = 1 point|
|Reward's annual fee||No additional fee|
|À la carte Rewards Plan||Description||Brand-name merchandise, gift certificates and travel savings from a dedicated travel agency and À la carte Extras.|
|Points||$1 in purchases = 1 point|
|Reward's annual fee||$10 instead of $20 for a limited time|
|Trip cancellation insurance||No|
|Trip interruption insurance||No|
|Out-of-Province-of-Residence Medical/Hospital Insurance||No|
|Flight delay insurance||No|
|Baggage loss and theft insurance||No|
|Baggage delay insurance||No|
|Purchase insurance||For a period of 90 days following the purchase date|
|Extended warranty on purchases||Doubles the manufacturer's guarantee up to one additional year|
|Vehicle rental insurance||No|
|Travel insurance/Accident insurance while aboard a common carrier||No|
|Medical, general and legal assistance||No|
|Other interesting features|
A 10% savings when you purchase gift cards redeemable at Allure partners online - at www.yourallure.ca with your Allure card.
A choice between two rewards: free CashBack or À la carte Rewards Plan for an additionnal $20 per year.