MasterCard Credit Cards


Allure is already turning 10! Since card launch in 2005, over $3,000,000 has been donated to the Quebec Breast Cancer Foundation2 thanks to Allure cardholders.


Regular rate on purchases: 19.99% / No fee

Regular rate on balance transfers and cash advances : 21.99%

Reduced rate

Purchases: 14.5% / $20 per year

Balance transfers and cash advances: 14.5%


Cashback rewards: No additional fee


Rewards Plan: $10 instead of $20 for a limited time

Additional card

No fee

Minimum credit limit

$1,000 (depending on your credit file)

Choose the Allure card that suits you best:

Allure card with CashBack and no annual fee. Every $2 in purchases = 1 point

Get automatic annual CashBack. Each segment of 1,000 points = a $10 CashBackcredited to your account. You save without restriction, simply by using your Allure card with CashBack to pay for all your purchases.

Allure card with the À la carte Rewards Plan, $20 annual fee reduced to $10 the first year for a limited time - $1 in purchases = 1 point

The À la carte Rewards Plan allows you to accumulate points quickly and gives you easy access to a selection of great rewards!

  • Use your Allure card for every day purchases
  • Earn 1 point for every dollar charged to your credit card
  • Redeem your points at the online Boutique and discover a variety of rewards including many available exclusively on the website!

Make a difference with your Allure card

National Bank is proud to support a cause that has a positive impact on the well-being of all women.

Each year, a portion of the total annual purchases made by Allure cardholders is donated by the Bank to the Quebec Breast Cancer Foundation2.

To show our support, the Allure card displays a pink ribbon, the symbol of the battle against breast cancer.

We are proud to say that once again, this year donation was $450,000! That is thanks to you and we are really thankful for that.

Attractive Allure savings

The Allure card is your perfect shopping companion and there's lots of great ways to save. Go online to buy gift cards that can be redeemed at Allure partners and get 10% off when you pay with your Allure card3. To order gift cards and get 10% off, visit


How to earn points faster

Earn points faster!

Use your credit card to pay for your day-to-day expenses such as groceries, gas, bills, etc.

Ask for an additional card for your spouse or anyone else. Their purchases will be added to your balance thereby generating more points for you!

À la carte Rewards Plan

Redeem your points

Redeem your points for gifts, brand-name merchandise, travel discounts and more by choosing froma selection of 250 rewards. You can even use your points to pay for banking products!

More than a card: protection4 you can count on

  • MasterCard's Zero Liability5
    Protects you against unauthorized purchases are made with your credit card. This coverage extends to purchases made in-store, over the phone and online.
  • Purchase insurance
    Provides coverage in case of theft and damage for a period of 90 days following the date of purchase.
  • Extended warranty
    Doubles the original warranty period up to one additional year.

Reduced interest rate1

Benefit from balance transfers for only $20 annually. When you apply for an Allure card with the À la carte Rewards Plan by October 31, 2015, you’ll enjoy a $10 cashback off your annual fee the first year. What’s more, for each card activated before October 31, 2015, we will automatically donate $10 to the Quebec Breast Cancer Foundation. A nice way to celebrate our 10-year partnership with the Foundation!

Learn more

  Regular rate Reduced rate
Purchases 19.99% 14.5% 
Balance transfers and cash advances 21.99% 14.5%

For more information, click here or call 514-394-1427 or 1-888-969-2273.

Insurance certificate

Read the insurance certificate  461 kB - 3 pages.


1 Subject to credit approval by National Bank.
2 Annual donation by National Bank, representing a percentage of the total annual purchases charged to the card by all Allure cardholders over a 12-month period. The total amount of the donation by National Bank cannot exceed $450,000 annually. To find out more about the calculation period or applicable conditions, visit
3 The discount applies to the purchase of Allure partner gift cards made at This discount applies to the total amount of gift cards purchased. Purchases are made in $25 increments. No discount will be applies in store upon presentation of Allure card. Gap and Old Navy gift cards may be used in all Gap and Old Navy stores throughout North America. Gap and Old Navy gift cards can be exchanged for in-store merchandise and will not be replaced in case of loss or theft. For any questions regarding Gap and Old Navy gift cards, dial respectively 1-800-GAP-STYLE or 1-800-OLD-NAVY.
4 Certain conditions and restrictions apply. Consult the documentation available in branches for more details.
5 Certain conditions and restrictions apply. Visit for more information.
Consult the credit card's terms and conditions.

Primary features

Discover today the power of your Allure by saving on your fashion purchases while contributing to a very worthy cause. 

Important information
Minimum credit limit $1,000
Annual fee for primary card No fee
Annual fee for additional card No fee
Regular annual interest rate on purchases 19.99%
Annual fee for reduced interest rate $20
Reduced annual interest rate on purchases 14.5%
Reduced annual interest rate on balance transfers and cash advances 14.5%
Regular annual interest rate on balance transfers and cash advances 21.99%
CashBack rewards Description For every 1,000 points accumulated, you'll receive once a year a $10 credit applied directly to your account.
Points $2 in purchases = 1 point
Reward's annual fee No additional fee
À la carte Rewards Plan Description Brand-name merchandise, gift certificates and travel savings from a dedicated travel agency and À la carte Extras.
Points $1 in purchases = 1 point
Reward's annual fee $10 instead of $20 for a limited time
Insurance program
Trip cancellation insurance No
Trip interruption insurance No
Out-of-Province-of-Residence Medical/Hospital Insurance No
Flight delay insurance No
Baggage loss and theft insurance No
Baggage delay insurance No
Purchase insurance For a period of 90 days following the purchase date
Extended warranty on purchases Doubles the manufacturer's guarantee up to one additional year
Vehicle rental insurance No
Travel insurance/Accident insurance while aboard a common carrier No
Medical, general and legal assistance No
Other interesting features

A 10% savings when you purchase gift cards redeemable at Allure partners online - at with your Allure card.


A choice between two rewards: free CashBack or À la carte Rewards Plan for an additionnal $20 per year.

Additional Cards

You can have up to three additional1 MasterCard credit cards issued on your account for your spouse or anyone else.

Cards Additional fee per card
Edition No fee
MC1 No fee
Allure No fee
OVATION Gold No fee
Platinum No fee
Ultramar No fee
Syncro No fee
Platinum Business $35
Business No fee


Pre-authorized Debit

You can choose to have your MasterCard account payment automatically withdrawn, when due, from your National Bank account or an account at any other financial institution.

To sign up for pre-authorized debit service

Please call MasterCard Customer Service Center at:
514 394-1427 or 1-888-969-2273


Internet Banking Solutions2 (IBS)

Carry out everyday MasterCard account transactions online at any time:

  • View your account balance and card history
  • See how many rewards points you've accumulated
  • Increase your credit limit

Sign up now to our Internet Banking Solutions.


Travel Protection

Choose to purchase Travel Insurance2, payable once a year, to protect all your trips for a full year. Select your coverage for trips that last a maximum of 15 or 30 days, and enjoy peace of mind all year long!

  • Coverage up to $ 5,000,000 including hospitalization expenses, medical and paramedical expenses, transportation expenses, and allowance for living expenses if you are abroad
  • Refund of expenses if your trip is cancelled or interrupted
  • Coverage of baggage against loss, theft or vandalism

If you are not a Platinum cardholder or if the travel insurance included is not enough for you, call1 800 240-8424.

Annual fees


Payment Protection Plan2

You can also take advantage of optimal protection, which ensures that your minimum monthly payments are made or that your account balance is paid off, depending on the situation.

  • For more information on our Payment Protection Plan, call 1-877-871-7500
  • Consult the insurance certificate at the bottow of each page describing the Nationale Banque MasterCard credit cards.

Balance Transfers3

Avoid the problems of trying to manage several accounts at the same time by transferring the balances of your credit cards from other financial institutions or department stores to your National Bank MasterCard.

Here are 3 easy ways to make a balance transfer:

  1. Online. If you have a bank account with National Bank, open a session via the Internet Banking Solutions, click on the MasterCard tab and select Balance Transfer.
  2. Download and complete the balance transfer application and return it by fax at 514-394-8772 or 1 866-394-8772.
  3. Call our Customer Service Center to ask that a balance transfer application be sent to you: 514 394-1427 or 1 888 9MYCARD

Automated Services

Drop by your local branch and assign a personal identification number (PIN) to your credit card. This enables you to access all your bank account at all times using bank machines in the InteracTM1 and MasterCardTM2 /CIRRUS® network. Network usage fees apply.


Cash Advances

Your MasterCard gives you easy access to cash advances right around the world. Interest is calculated from the day the cash advance is made.



MasterCard SecureCodeTM is a new service from MasterCard and your card issuer that offers added security when you shop online at participating merchants by providing added protection against unauthorized use of your enroled card. 

Know more about SecureCodeTM



1 Certain browser requirements are needed to access National Bank Internet Banking Solutions. Please consult theBrowser Requirements for Internet Financial Services sections under ABC's of Security at 
2 Offered by National Bank Insurance. Certain conditions and restrictions apply. Please consult documents available at your branch for more information. 
3 Upon approval of credit by National Bank of Canada and the total amount of transfer may not exceed $5,000.

Find out more