# Mortgages

Make a simulation to determine how much you can pay for your home.

Borrowing capacity

Calculate payments

Fill out your mortgage application online to be contacted within 24 hours.

Apply online

Rate (%) as of September 28, 2016 9:36 AM

Special offers Rate
4-year fixed-rate 2.64%(1)
5-year fixed-rate 2.74%(1)

## Fixed-rate mortgage

Go for a fixed rate mortgage if you want to protect against fluctuations in interest rates throughout the chosen term. Learn more.

Open Closed
3 month --- 4.150
6 months 6.700 4.400
1 year 6.700 3.140
2 years --- 3.040
3 years --- 3.390
4 years --- 3.890
5 years --- 4.740
6 years --- 5.140
7 years --- 5.300
10 years --- 6.100
1 month* --- 2.700

* This term is not available for a new loan. It is indicated shown for reference only.

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## Variable-rate mortgage

Get a discount on the lowest rate on the market! The variable-rate is adjusted monthly. Learn more.

Reference rates Difference Rate
Variable-rate mortgage (60 month term) 1-month rate 0.000 2.700
Capped-Rate Mortgage (60 month term) 1-month rate
Capped rate**= 4.740
0.250 2.950
Money-Saver Mortgage*** 3 months fixed-rate -0.350 3.800
Strategy-5 Mortgage *** 1 year fixed-rate -0.300 2.840

** The capped-rate (maximal rate) is determined according the 5-year term at time of signing.
*** This product is not available for a new loan. It is indicated shown for reference only.

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## National Bank All-In-One

Prime (P) = 2.700

Rate
All-In-One P + 1.00 = 3.700
Credit interest
\$0 and + 0.000
\$5,000 and + 0.250
\$25,000 and + 0.250
\$60,000 and + 0.250
\$100,000 and + 0.250

Borrowing capacity

Make a simulation taking into account your financial situation to determine how much you can pay for your home.

Calculate my payments

Simulate your mortgage payments by varying the frequency and the rate of interest to establish your budget.

Apply online

Fill out your mortgage application online and we will contact you within 24 hours.

Note
Financing subject to credit approval by National Bank. Limited-time offers. Limited time offers and rates are subject to change. Financing must be for a residential dwelling with 1 to 4 units. Employees of National Bank, its subsidiaries and affiliates are not eligible for these offers. National Bank reserves the right to end the promotion at any time without notice. Complete details and conditions are available in branches.

(1) Rate can be guaranteed up to 90 days following receipt of the request.