MORTGAGES
Facilitate your search for a home by requesting a mortgage pre-approval.
Ready to buy? Fill out the online mortgage application.
Rate (%) as of February 26, 2021 1:00 PM
| Special offers2 | Rate3 |
|---|---|
| 4-year fixed interest rate | 3.49%1 |
| 5-year fixed interest rate | 3.54%1 |
National Bank All-In-One
Save money with the All-In-One. More than just a mortgage, it is a line of credit that will help you buy a house and fund your projects. Learn more.
Prime (P) = 2.450
| Rate | |
|---|---|
| All-In-One | P + 1.00 = 3.450 |
| Credit interest | |
|---|---|
| $0 and + | 0.000 |
| $5,000 and + | 0.010 |
| $25,000 and + | 0.010 |
| $60,000 and + | 0.010 |
| $100,000 and + | 0.010 |
Fixed-rate mortgage
Go for a fixed rate mortgage if you want to protect against fluctuations in interest rates throughout the chosen term. Learn more.
| Open | Closed | |
|---|---|---|
| 3 month | --- | 4.250 |
| 6 months | 7.050 | 4.400 |
| 1 year | 7.050 | 2.690 |
| 2 years | --- | 2.940 |
| 3 years | --- | 3.450 |
| 4 years | --- | 4.090 |
| 5 years | --- | 4.790 |
| 6 years | --- | 5.390 |
| 7 years | --- | 5.390 |
| 10 years | --- | 5.790 |
| 1 month* | --- | 2.450 |
* This term is not available for a new loan. It is indicated shown for reference only.
Variable-rate mortgage
Get a discount on the lowest rate on the market! The variable-rate is adjusted monthly. Learn more.
| Reference rates | Difference | Rate | |
|---|---|---|---|
| Variable-rate mortgage (60 month term) | Prime rate | 0.000 | 2.450 |
| Capped-Rate Mortgage (60 month term) | Prime rate Capped rate**= 4.790 |
0.250 | 2.700 |
| Money-Saver Mortgage*** | 3 months fixed-rate | -0.350 | 3.900 |
| Strategy-5 Mortgage *** | 1 year fixed-rate | -0.300 | 99.700 |
** The capped-rate (maximal rate) is determined according the 5-year term at time of signing.
*** This product is not available for a new loan. It is indicated shown for reference only.
Requesting a mortgage pre-approval Apply online
Make a simulation taking into account your financial situation to determine how much you can pay for your home.
Simulate your mortgage payments by varying the frequency and the rate of interest to establish your budget.
1 Rate can be guaranteed up to 90 days following receipt of the request.
2 Rates may differ if amortization exceeds 25 years, contact an advisor for more information.
3 APR means "Annual Percentage Rate" and represents the total interest and fees charged by the Bank, expressed as an annual percentage. As borrowing costs consist only of interest, the APR is the annual interest rate in effect as at January 16, 2018.
Note
Financing subject to credit approval by National Bank. Limited-time offers. Limited time offers and rates are subject to change. Financing must be for a residential dwelling with 1 to 4 units. Employees of National Bank, its subsidiaries and affiliates are not eligible for these offers. National Bank reserves the right to end the promotion at any time without notice. Complete details and conditions are available in branches.