# MORTGAGES

Make a simulation to determine how much you can pay for your home.

Borrowing capacity

Calculate payments

Facilitate your search for a home by requesting a mortgage pre-approval.

Rate (%) as of September 18, 2019 10:00 PM

Special offers2 Rate3
4-year fixed interest rate 3.49%1
5-year fixed interest rate 3.54%1

## National Bank All-In-One

Prime (P) = 3.950

Rate
All-In-One P + 1.00 = 4.950
Credit interest
\$0 and + 0.000
\$5,000 and + 0.250
\$25,000 and + 0.250
\$60,000 and + 0.250
\$100,000 and + 0.250

## Fixed-rate mortgage

Go for a fixed rate mortgage if you want to protect against fluctuations in interest rates throughout the chosen term. Learn more.

Open Closed
3 month --- 4.250
6 months 7.050 4.500
1 year 7.050 3.390
2 years --- 3.490
3 years --- 3.940
4 years --- 4.890
5 years --- 5.190
6 years --- 5.440
7 years --- 5.700
10 years --- 6.500
1 month* --- 3.950

* This term is not available for a new loan. It is indicated shown for reference only.

## Variable-rate mortgage

Get a discount on the lowest rate on the market! The variable-rate is adjusted monthly. Learn more.

Reference rates Difference Rate
Variable-rate mortgage (60 month term) Prime rate 0.000 3.950
Capped-Rate Mortgage (60 month term) Prime rate
Capped rate**= 5.190
0.250 4.200
Money-Saver Mortgage*** 3 months fixed-rate -0.350 3.900
Strategy-5 Mortgage *** 1 year fixed-rate -0.300 3.090

** The capped-rate (maximal rate) is determined according the 5-year term at time of signing.
*** This product is not available for a new loan. It is indicated shown for reference only.

Borrowing capacity

Make a simulation taking into account your financial situation to determine how much you can pay for your home.

Calculate my payments

Simulate your mortgage payments by varying the frequency and the rate of interest to establish your budget.

1 Rate can be guaranteed up to 90 days following receipt of the request.