The right savings and investment strategy

Investing entails a lot more than saving for retirement.
No matter your goals, we can help you get there.

To make sure you can maintain your current lifestyle through your golden years, it's essential to invest your money wisely. But investing entails a lot more than saving to derive a retirement income. It can indeed serve to enhance your quality of life in the future, but it can also help to ensure that you and your family are well protected financially, or that you have the means to carry out your projects. For instance, you may choose an investment solution that will help you pay for your child's education, renovate your home or take some time off work for a long vacation, or you may prefer to put money aside to cover the health care services that you or a loved one may need down the road, or both!

Whether you are seeking to invest for the short, mid or long term, and no matter the project you have in mind, your advisor will help you optimize your financial situation so that you can tap into the resources that will lead you to your goals and the realization of your dreams.

Portfolio management

To build and grow your wealth or to carry out your life's projects, you must first put in place the right savings and investment strategy. Portfolio management consists in investing your assets in a way that seeks to grow your financial wealth over time, or to reach specific financial objectives to carry out your projects at precise moments. Since it can be done over different time horizons and must take into account your cash flow needs and the financial impact of your decisions, it requires expertise, experience and objectivity.

You already know that your investments must be diversified - by sector, asset classes, country and management styles - and rebalanced over time to reduce the risk associated with market fluctuations. Yet, they must also keep in line with any change that may take place in your life. Therefore, the management approach you choose must seek capital accumulation while minimizing the volatility of your portfolio.

In the investment world, it's important to focus on what you can control, instead of elements beyond your control, such as market performance, which is unpredictable over the short term. One of the factors over which you have the most control is the level of risk that you take to achieve your objectives. That's where it is crucial to have the support of an investment advisor.

Advices to build a plan that suits your needs

By choosing National Bank to assist you in your investment journey, you not only benefit from strategic diversification advice, but you also gain access to solutions that are tailored to your objectives and investor profile.

Together, we will determine your objectives and investor profile. Namely, we'll answer questions such as “what do you want to do with your money?” and “when do you want to do it?” Then, depending on your answers, we will draft an investment plan that will answer to your needs and will help you to realize your projects.

Contact one of our advisors to discuss about your projects and to build an investment plan to help you to realize them through time.

Following up on the action plan

To ensure the success of your financial plan, it must be followed up on and adjusted as necessary. Your plan will evolve over time in response to new laws and changes in your personal situation