Personal Financing

Required documents related to income to bring to your appointment

Fixed employment income

  • A pay stub issued within the past month indicating YTD earnings

OR

  • Two pay stubs issued within the past month without YTD earnings

Variable employment income

  • A pay stub issued within the past month indicating YTD earnings

OR

  • Two pay stubs issued within the past month without YTD earnings

Self-employed workers and business owners (for more than 2 years)

  • Federal Notice of Assessment for the most recent tax year

AND

  • T1 General for the last two years
    OR
  • Federal Notice of Assessment for the last two years

Disability income

  • Letter from the issuing institution or T5007 or Relevé 5

AND

  • Cheque stub/pay stub or proof of deposit to account

AND

  • Letter from the employer guaranteeing the employee's position at the end of the disability period (except for permanent disability)

Parental / Preventive leave

  • Letter from employer

AND

  • Letter from the issuing institution (salary insurance, QPIP statement, parental insurance, etc.)
    OR
  • Cheque stub/pay stub or proof of deposit to account

Investment income

  • Federal Notice of Assessment for the most recent tax year

AND

  • T1 General, T3 or T5 for the last two years

AND

  • Most recent financial statements (for holding companies and trusts)

AND

  • Recent account statements (if securities)

Retirement income

  • Federal Notice of Assessment for the most recent tax year

AND one of the following documents:

  • Cheque stub/pay stub or proof of deposit to account
  • T1 General or Relevé 2 or Relevé 16 or T4A or any other government-issued form
  • Letter from the issuing institution

Income from a RRIF, annuity or life income fund

If Registered Retirement Income Fund (RRIF):

  • Federal Notice of Assessment for the most recent tax year

AND

  • Most recent RRIF account statement

AND

  • T4RIF

 

If life income fund (LIF):

  • Federal Notice of Assessment for the most recent tax year

AND

  • Relevé 2 or relevé 16 or T4A

AND

  • Letter from the issuing institution confirming the annuity duration and amount

AND

  • Cheque stub/pay stub or proof of deposit to account

Physicians' income

  • Federal Notice of Assessment for the last two years

AND

  • Most recent statement from the health insurance board of the province where the physician practices (e.g., RAMQ in Quebec)
    OR
  • Cheque stub/pay stub or proof of deposit to account

Rental income

  • Copies of leases signed within the last two years

OR

  • T1 General, federal Notice of Assessment for the most recent tax year (refinancing of property owned for one year or more)

 

If rental property for more than 12 months:

  • T1 General or federal Notice of Assessment for the most recent tax year

AND

  • T776

Vehicule allowance

  • T4 slip for the past year

OR

  • Letter from employer indicating the start date of the allowance (minimum one year) and that it is a taxable benefit

Foster family

  • Cheque stub/pay stub or proof of deposit to account

AND

  • Letter from a public institution indicating how long the applicants have been approved foster parents, the contract start date, the current number of children cared for and the number of children authorized

AND

  • Relevé 29 for the last two years

Residential care home

  • Cheque stub/pay stub or proof of deposit to account

AND

  • Letter from a public institution indicating how long the applicants have owned the residential home and the number of authorized adults

AND

  • Relevé 29 for the last two years

Salaried employees with U.S. employment income

  • Federal Notice of Assessment for the most recent tax year and W-2 for the last two years or Notice of Assessment for the last two years

AND

  • Cheque stub/pay stub or proof of deposit to account