Nurses, Registered Practical Nurses and Students

We take care of you - Nurses and practical nurses

World Elite® MasterCard®

Welcome Offer: Get up to $300 in travel rewards!

Get to your dream destination faster with a welcome bonus of 30,000 points (a value of up to $300). 

To take advantage of this offer, simply sign up before October 31, 2016 and activate your card no later than November 30, 2016.

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To help you take care of the people who rely on you, National Bank offers an exclusive financial package specially designed for nurses and registered practical nurses. You’ll get a host of advantages on your bank account, as well as your financing and investment solutions. You’ll also obtain advantageous interest rates on your lines of credit, mortgages and investments. We'll provide you with sound banking solutions!

Advantages for professionals

Up to two bank accounts and unlimited transactions

Get up to two CDN$ or US$ bank accounts1 with no monthly services fees and unlimited transactions on most of the automated services you use on a daily basis.

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MasterCard credit cards for the world traveler in you

The Platinum MasterCard® gives you the flexibility to travel when and where you want with total freedom and peace of mind. You can redeem your points for any service offered by a travel agency or airline, including those online. You can even take advantage of last-minute discounts!

Fill out the credit card application form and bring it to your advisor with a proof of your professional status.

New! Nurses and registered practical nurses can now obtain a World or World EliteTM MasterCard®,2 credit card, one of the top travel cards.

Eligibility conditions apply. 

When you sign up for the additional MasterCard credit card, your spouse will also be able to benefit from the personal banking advantages of the package.

Learn more

Financing solutions at an advantageous interest rate

Financing solutions tailord to your needs

A flexible line of credit
Offered at an advantageous interest rate, the Personal Flex Line®1,4 allows you to use your funds with complete freedom. Accessible at any time, it prevents you from having to submit a new loan application for every new project you begin, enabling you to take rapid action.

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Mortgage financing

We know your situation is unique. That’s why we offer flexible mortgage financing solutions that meet your specific needs.

  • National Bank mortgage loans4 allow you to combine several mortgage financing solutions while enjoying advantageous interest rates.
  • The All-In-One BankingTM,4 line of credit, offered at an advantageous rate, allows you to manage your financing needs, bank accounts and short-term cash via a single solution.

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Investment solutions with preferential conditions

Rewarding investments, managed your way

Whether you are looking for full-service brokerage solutions for your Wealth Management needs, direct brokerage solutions, or financial planning, investment portfolio management and asset management services, we offer a full range of investment solutions.

National Bank’s team of specialists can help you manage your investments based on your autonomy, financial objectives and investor profile. 

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Eligibility Requirements

To be eligible for the financial package for nurses and practical nurses, you must:

  • Have a bank account and a credit card eligible for the package5;
  • Provide proof of your professional status.
  

Advantages for students

A bank account with unlimited transactions

Get a CDN$ or US$ bank account3 with no monthly service fees and unlimited transactions on most of the automated services you use on a daily basis.

Learn more

A Platinum MasterCard credit card for the world traveler in you

A flexible, rewarding tool, the National Bank Platinum MasterCard®,1 lets you travel with complete freedom and peace of mind. This credit card is offered free of charge for the first two years6.

Fill out the credit card application form and bring it to your advisor with a proof of your status as a full-time student.

Privileges extended to your spouse when signing up for the additional MasterCard credit card4, your spouse will also be able to benefit from the associated privileges.

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An accessible and reassuring line of credit

The National Bank Student Line of Credit7 is a convenient and flexible solution for financing all your annual tuition and education-related expenses

Main advantages :

  • Advantageous interest rate;
  • Credit limit established according to your needs and your level of studies;
  • Available funds accessible at all times;
  • Only the interest on the principal used and the insurance premiums (if any) have to be repaid monthly while you are a full-time student;
  • Repayment period of your Student Line of Credit established according to your unused balance;
  • Option of deferring principal payments for up to 12 months after you complete your studies, within your credit limit. However, interest accrues during that period.

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Annual credit limit:

Level Amount authorized per year Maximum amount authorized
College or professional school

Between $3,000 & $4,000

Between $9,000 & $12,000 †

University undergraduate (Bachelor's degree)

Between $5,500 & $7,500 †

Between $22,000 & $30,000 †

University graduate (Master's or Ph.D.)

Between $6,000 & $8,000

Between $25,000 & $40,000 †

† The amounts vary according to the province where you study.

Eligibility Requirements

To be eligible for the financial package designed for postsecondary nursing students and postsecondary practical nursing students, you must:

  • Be a full-time student in Canada;
  • Visit your branch once a year to update your file. Two pieces of identification, a proof of status as a full-time student and your most recent transcripts will be requested;
  • Have a bank account and a credit card eligible for the package5.

Questions?

Call 514-394-5555 or 1-888-4-TelNat

 

The term “transfer” means transfers between transaction accounts held by the same person

** The term “transfer to another person” means transfers between two National Bank of Canada account holders.

1 Bank account with chequing privileges.

2 Subject to credit approval by National Bank of Canada. Certain conditions apply. Grace period: No interest will be charged on the purchases made during the month if the balance is paid in full within twenty-one (21) days of the date of the statement. This grace period does not apply to cash advances and balance transfers. Minimum payment: the minimum payment to be made to the Bank every period shall be equal to 3% of the unpaid balance indicated on the monthly statement or a minimum of $10, whichever amount is higher (or the new unpaid balance if it is lower than $10). Account statement: a statement of account is sent on a monthly basis.

Examples of interest charges for a 30-day period at the rate applicable on July 12, 2016 :

Annual interest rate Average balance
  $500 $3,000
19.99% $8.22 $49.29
22.99% $9.45 $56.69

3 For financial packages, only the spouse of the primary cardholder is eligible for an additional card.

4 Financing subject to credit approval by National Bank. Certain conditions apply.

5 National Bank reserves the right to cancel, without notice, the discounts and other advantages offered with the financial package if the client closes his eligible bank account or cancels his eligible MasterCard account and replaces them with a bank account or MasterCard account that is not eligible for the package.

6 Two years after the card is issued, the annual fee in effect at that time will be billed automatically and will appear on the account statement of the Platinum MasterCard. On February 1, 2015, the annual fee was $125. Offer not renewable.

7 Subject to credit approval by National Bank of Canada. Certain conditions apply. A guarantor who meets the Bank's criteria may be required. The annual amount is based on your personal budgetary requirements.

8 User fees for the Interac® banking machine and point-of-sale network and the Cirrus® banking machine network are also payable. No additional fees apply for the use of THE EXCHANGE®5 banking machine network.

9 Minimum 12-month rental in Canada. Some conditions apply, particularly concerning eligibility for safety deposit box rental. Details available in branches. Safety deposit box rental charges are indicated in the Guide to Personal Banking Solutions, which is available in branches.

10 Subject to the terms and conditions described on the insurance certifi cate. Certain exclusions and restrictions apply. Insurer: National Bank Life Insurance Company.

® MasterCard is a registered trademark of MasterCard International Inc. Authorized user: National Bank of Canada.

®1 Personal Flex Line is a registered trademark of National Bank of Canada.

®2 Registered trademark of Interac Inc.

®3 NYCE is a registered trademark of NYCE Corporation.

®4 Maestro is a registered trademark of MasterCard International Inc. Currency exchange charges apply. For complete details about transactions in foreign currencies, please refer to the Agreement Governing the Use of Automated Services and Electronic Banking Solutions, available in branches or at bnc.ca. Transactions in foreign currencies other than U.S. dollars will first be converted into U.S. dollars and the converted into Canadian dollars.

®5 Registered trademark of American Express Company US. AUT Copyright; American Express Canada, Inc. 1992 SS-010-F.

®6 Registered trademark of Fiserv Inc.

TM World Elite is a trademark of MasterCard International Inc. Authorized user: National Bank of Canada.

TM1 National Bank All-In-One Banking is a trademark of National Bank of Canada.