Retirement RRSP RRIF LIRA
Rate (%) as of December 08, 2019 10:15 PM
Escalarater (RRSP only)
(Minimum investment $500)
Non-redeemable | Redeemable | |||
---|---|---|---|---|
3 years | 5 years | 3 years | 5 years | |
1st year | 0.700 | 0.500 | 0.400 | 0.400 |
2nd years | 1.000 | 1.150 | 0.800 | 0.800 |
3rd years | 1.900 | 1.250 | 1.600 | 0.850 |
4th years | ---- | 1.550 | ---- | 1.000 |
5th years | ---- | 2.550 | ---- | 2.000 |
Average rate | 1.199 | 1.398 | 0.933 | 1.009 |
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TermNote Plus (RRSP only)
(Minimum investment $1,000)
Rate | |
---|---|
61 months | 2.000 |
84 months | 2.050 |
$1,500 and + | |
---|---|
1 year | 0.900 |
2 years | 1.050 |
3 years | 1.200 |
5 years (Minimum investment $2,500)
$2,500 and + | |
---|---|
1 year | 0.950 |
2 years | 1.100 |
3 years | 1.250 |
4 years | 1.350 |
5 years | 1.550 |
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$0 - $4999 | $5,000 - $9,999 | $10,000 - $24,999 | $25,000 - $49,999 | $50,000 - + | |
---|---|---|---|---|---|
Progress RRSP/LIRA | 0.050 | 0.100 | 0.100 | 0.150 | 0.200 |
Systematic Savings RRSP | 0.050 | 0.100 | 0.100 | 0.150 | 0.200 |
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3 months | 6 months | 1 year | 18 months | 2 years | 3 years | 4 years | 5 years | |
---|---|---|---|---|---|---|---|---|
Non-redeemable RRSP/LIRA | 0.550 | 0.700 | 1.400 | 1.450 | 1.500 | 1.600 | 1.800 | 2.000 |
Redeemable RRSP | ---- | ---- |
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RRIF/LIF | |
---|---|
3 months | 0.550 |
6 months | 0.700 |
1 year | 1.400 |
18 months | 1.450 |
2 years | 1.500 |
3 years | 1.600 |
4 years | 1.800 |
5 years | 2.000 |
6 years | 2.050 |
7 years | 2.050 |
8 years | 2.100 |
9 years | 2.150 |
10 years | 2.250 |
Terms (months) | Fixed rate | Variable rate | |
---|---|---|---|
Less than $10,000 | $10,000 and over | ||
3-12 | 5.250 | 5.000 | P+ 0.750 = 4.700 |
13-24 | 6.250 | 5.500 | P+ 1.250 = 5.200 |
25-36 | 6.250 | 5.500 | P+ 1.750 = 5.700 |
37-48 | 6.500 | 6.250 |
P+ 2.250 = 6.200
|
49-60 | 6.750 | 6.500 | |
61-84 | ---- | 6.750 | |
85-120 | ---- | 7.250 |
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RRSP line of credit
Prime (P) = 3.950
Rate | |
---|---|
RRSP line of credit | P+ 1.500 = 5.450 |