Print

Retirement RRSP RRIF LIRA

Rate (%) as of April 07, 2020 1:15 PM

CONTRIBUTE

Escalarater (RRSP only)
(Minimum investment $500)

  Non-redeemable Redeemable
3 years 5 years 3 years 5 years
1st year 0.150 0.150 0.050 0.050
2nd years 0.250 0.250 0.100 0.100
3rd years 0.350 0.350 0.150 0.150
4th years ---- 0.400 ---- 0.200
5th years ---- 0.450 ---- 0.250
Average rate 0.250 0.320 0.100 0.150

[ top ]

TermNote Plus (RRSP only)
(Minimum investment $1,000)

  Rate
61 months 1.200
84 months 1.300

[ top ]

Evoluterm (RRSP only)
3 years (Minimum investment $1,500)

  $1,500 and +
1 year 0.200
2 years 0.250
3 years 0.300

5 years (Minimum investment $2,500)

  $2,500 and +
1 year 0.200
2 years 0.250
3 years 0.300
4 years 0.350
5 years 0.400

[ top ]

Progress (RRSP - RRIF/LIF - LIRA)

  $0 - $4999 $5,000 - $9,999 $10,000 - $24,999 $25,000 - $49,999 $50,000 - +
Progress RRSP/LIRA 0.050 0.100 0.100 0.150 0.200
Systematic Savings RRSP 0.050 0.100 0.100 0.150 0.200

[ top ]

Fixed-rate RRSP (RRSP and LIRA only)

  3 months 6 months 1 year 18 months 2 years 3 years 4 years 5 years
Non-redeemable RRSP/LIRA 0.400 0.550 0.900 0.900 0.950 1.000 1.100 1.200
Redeemable RRSP ---- ----            

[ top ]

RRIF/LIF

  RRIF/LIF
3 months 0.400
6 months 0.550
1 year 0.900
18 months 0.900
2 years 0.950
3 years 1.000
4 years 1.100
5 years 1.200
6 years 1.250
7 years 1.300
8 years 1.350
9 years 1.400
10 years 1.450

[ top ]

RRSP loan
Prime (P) = 2.450

Terms (months) Fixed rate Variable rate
Less than $10,000 $10,000 and over
3-12 5.250 5.000 P+ 0.750 = 3.200
13-24 6.250 5.500 P+ 1.250 = 3.700
25-36 6.250 5.500 P+ 1.750 = 4.200
37-48 6.500 6.250

 

P+ 2.250 = 4.700

 
49-60 6.750 6.500
61-84 ---- 6.750
85-120 ---- 7.250

[ top ]

RRSP line of credit
Prime (P) = 2.450

  Rate
RRSP line of credit P+ 1.500 = 3.950

[ top ]

Note

Rates subject to change without notice.