Prepayment charges calculator | National Bank
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Prepayment charges calculator

Is your prepayment total or partial?

Does your loan have a fixed or variable rate?

Information required for calculation

Posted interest rate at the time the loan was granted

Indicate the posted rate stated in your mortgage loan agreement or its renewal. If you have been granted a rate reduction, this is the posted rate stated before the reduction.

%

Unpaid loan balance

You may obtain your current loan balance through our online banking services or by contacting a specialized customer service representative at 1-888-835-6281.

$

Initial loan amount

Inidicate the initial principal amount of the loan stated in your initial mortgage loan agreement.

$

Prepayment amount

Indicate the amount of your partial prepayment.

$

Term end date

Indicate the term end date stated in your mortgage loan agreement or its renewal.

Remaining term (in months)

months

Posted rate ${termTime1}

Indicate the current National Bank posted rate applicable for the specified term. This posted rate is available on our website at www.nbc.ca in the "Mortgage" section. Click on "view all rates" to access this information.

%

Posted rate ${termTime2}

Indicate the current National Bank posted rate applicable for the specified term. This posted rate is available on our website at www.nbc.ca in the "Mortgage" section. Click on "view all rates" to access this information.

%

Standard rate

Represents the posted rate used for the calculation of your prepyament charges.

%

Unpaid loan balance

You may obtain your current loan balance through our online banking services or by contacting a specialized customer service representative at 1-888-835-6281.

$

Initial loan amount

Indicate the initial principal amount of the loan stated in your initial mortgage loan agreement.

$

Prepayment amount

Indicate the amount of your partial prepayment.

$

Term end date

Indicate the term end date stated in your mortgage loan agreement or its renewal.

Remaining term (in months)

months

Standard rate ${variableRateType}

Indicate the current National Bank posted rate applicable for the specified term. This rate is available on our website at www.nbc.ca in the "Mortgage" section. Click on "view all rates" to access this information.

%

Amount of the prepayment charges

This amount corresponds to 

$

By pressing this button, you will no longer be able to modify your results and you will be able to send them to yourself via email.

Email address

Legal Notice

This tool allows you to obtain an estimate of the amount of the charges payable following a prepayment of your mortgage loan. The data generated is an approximation only and does not create a legal or contractual obligation for National Bank. In the event of the prepayment of your loan, the Bank will provide you with the details of the exact amounts payable. For any questions, you may at any time contact your branch or a specialized customer service representative at:
1-888-835-6281.

Your results have been sent to you by email.

Thank you for your trust.

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