${p1.urlImg | image:"80px":"auto"}

${p1.nomProduit} Chequing Account

No need to keep track : You can make unlimited digital transactions

Open an account

Discover the benefits of The Connected chequing account

Picto of two circles with dollar symbols

Unlimited use of Interac e-transfer, 1 free of charge

Send and receive money without any fee

Picto of three circles with everyday products

Unlimited transactions

Enjoy unlimited digital 2 transactions.

Picto of a credit card

Up to $30 cashback 3

Get cashback after getting an eligible credit card.

Benefit offered only to adults.

Even more benefits

  • Apply online in just a few clicks
  • Access to mobile cheque deposit
  • Online statements at no extra cost
  • Access to THE EXCHANGE® network of ABMs at no additional cos

How do I open a chequing account online? 

Select the plan that suits you 

0-17 years old

Monthly fees 4

$0/month

${p1.urlBoiteLogin|link:"Open an account":"btn btnRTE3 modal-token index-p1"}

18-24 years old

Monthly fees 4

$0/month

${p1.urlBoiteLogin|link:"Open an account":"btn btnRTE3 modal-token index-p1"}

25-59 years old

Monthly fees 4

$15.95/month

Reduce your monthly fees*

Picto of an arrow pointing down and a money sign

$0 with a balance of $4,500 or more

Picto of a credit card

Get an eligible Mastercard credit card 5 and enjoy a $5/month discount

${p1.urlBoiteLogin|link:"Open an account":"btn btnRTE3 modal-token index-p1"}

60 plus

Monthly fees 4

$10.95/month

Reduce your monthly fees*

Picto of an arrow pointing down and a money sign

$0 with a balance of $4,500 or more

Picto of a credit card

Get an eligible Mastercard credit card 5 and enjoy a $5/month discount

${p1.urlBoiteLogin|link:"Open an account":"btn btnRTE3 modal-token index-p1"}

*A $5/month discount will be automatically applied if you have a Platinum, World, or World Elite® Mastercard® credit card. The fee is adjusted to your bill up to a maximum of $0.

Discover our other chequing accounts

Picto of a wallet with a wifi icon

The Total®

  • Unlimited digital 2 and in-person 6 transactions
  • Interac e‑Transfer included
  • 100 cheques per year, 7 free of charge
  • Up to $150 cashback when you get an eligible credit card 8
Picto of a wallet with a checkmark

The Minimalist®

  • 12 digital transactions 2 per month (including 2 at our branches 6)

  • Interac e‑Transfer included

Enjoy digital banking features that make your everyday life easier

When you open a chequing account, you have access to many digital banking services:

  • Interac ® e-Transfer Autodeposit 1
  • Credit card alerts
  • Mobile cheque deposit
  • International money transfers
  • Direct deposit of government payments

We’re here for you

Picto of a label with a dollar sign

Want to open a chequing account with The Connected® package?

Open an account online today.

Picto of a silhouette with the National Bank logo

Need personalized advice?

Make an appointment or call us to answer any of your questions

Toll-free: 1-888-835-6281

Picto of a question mark in a circle

Find all the answers to your questions in our Help centre

Little details that matter

Legal disclaimers 

®THE CONNECTED and NATIONAL BANK are registered trademarks of National Bank of Canada.

®Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.

®MASTERCARD is a registered trademark of Mastercard International Incorporated.

®THE EXCHANGE is a registered trademark of Fiserv Inc.

Authorized user: National Bank of Canada.

1. No fees for sending an Interac e-Transfer®.

2. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

3. New holders of an eligible National Bank® Mastercard® credit card and a chequing account with The Connected® package will receive a $30 discount. The following credit cards are eligible: Echo® Cash Back, Syncro, Platinum, World and World Elite®. The discount only applies once after enrollment. The bank account must be opened before the credit card account to qualify for the discount offer. The amount of the discount will be applied as a credit to the credit card account statement within a maximum of 90 days after activation of the card. To qualify for the discount, the credit card account must be in good standing and the bank account must not be overdrawn. The main holder and the joint holder of an account with The Connected package may be entitled to a discount provided that they each sign up for an eligible main Mastercard card. No discount will be given to holders of an additional Mastercard card. Accounts opened with The Connected package before January 22, 2018, are not eligible for this discount. For the conditions relating to National Bank Mastercard credit cards, visit our website.

4. Consult the Fee Guide ⁠- Personal Banking Solutions for more details. Discounts are applied upon presentation of supporting documents.

5. We reserve the right to end, without notice, the discount applicable to your banking package if you do not maintain the eligible products. You must also maintain your credit card account in good standing by respecting the conditions provided for in the Credit Card Agreement. This discount cannot be combined with a bank offer. In the event you close your eligible credit card account or do not maintain the eligible banking plan or your credit card account in good standing, we will charge you the full amount of the applicable flat monthly fee, excluding this discount. See the applicable monthly fees on page 2 of the Fee Guide ⁠- Personal Banking Solutions.

6. Transactions carried out at our branches during normal business hours.

7. Shipping and taxes are not included.

8. New holders of an eligible National Bank Mastercard credit card and a chequing account with The Total® package will receive a discount of up to $150. Eligible credit cards and respective discounts are: Echo® Cashback, Syncro, Platinum, World and World Elite®. The discount only applies once after enrollment. The bank account must be opened before the credit card account to qualify for the discount offer. The amount of the discount will be applied as a credit to the credit card account statement within a maximum of 90 days after activation of the card. To qualify for the discount, the credit card account must be in good standing and the bank account must not be overdrawn. The main cardholder and co-holder of an account with The Total package may be entitled to a discount provided they each sign up for an eligible Mastercard primary card. No discount will be given to holders of an additional Mastercard card. Accounts opened with the The Total package before January 22, 2018, are not eligible for this discount. For the conditions relating to National Bank Mastercard credit cards, visit our website.

Rates

Transaction fees:

  • Free Interac® e-Transfers2
  • Free online fund transfers between your National Bank accounts6
  • Free online bill payments6
  • Free debit card purchases6
  • Free stop payments for pre-authorized cheques and debits
  • Free online statements
  • Free access to cheque images
  • Free foreign currency bank drafts
  • Free bank drafts in CAD
  • Free account statements by mail
  • Free withdrawals, bill payments and other transactions at National Bank ABMs
  • Free withdrawals and transactions at another financial institution's Interac® banking machine
  • Free withdrawals and transactions at another financial institution's Cirrus® banking machine
  • Free withdrawals and transactions at ABMs of financial institutions in THE EXCHANGE® network

For more information on fees for National Bank's products and services, consult the Fees – Your Guide to Personal Banking Solutions pamphlet.