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New account, new bike

Get up to $300 cashback after opening a Chequing account.1

How to take advantage

 

Choose an eligible banking package and add the direct deposit option to double your cashback

Show me the fees for
regular clients (age 18-59)
  • regular clients (age 18-59)
  • students (age 18-24)
  • seniors (age 60+)
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Online and branch transactions


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  • Cashback of up to $150 on the annual fees when you sign up for a credit card2
  • No fees withdrawals at all Interac® networks in Canada
  • Unlimited no-fee Interac e-Transfers®

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  • Cashback of up to $30 on the annual fees when you sign up for a credit card2
  • Unlimited no-fee Interac e-Transfers®


 

 

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The ModestMC

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You are newcomer, professional or student?


You could benefit from a host of other benefits, discounts and exclusive offers specifically designed for you.

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Get with SECURIZONE® Alert now

Learn more

The National Bank Experience

 

Catégorisation des dépenses

Categorize your transactions

See where your money is going. Your purchases are grouped by type (food and beverages, transportation, travel, etc.). Convenient to balance your budget.

 

See tips for your budget
mobile application

National Bank mobile app

Install the app to access a range of practical functions. Be sure to enable automatic updates to benefit from the latest features and improvements!

Check out the mobile app
Vue d'ensemble des comptes

Overview of your accounts

Get an overview of all your accounts in National Bank online. Even those held at other banks in Canada and the United States.

 

See in National Bank online
paiement flash interac

Contactless payments with Interac Flash®

When your debit card is equipped with Interac Flash® technology, you can make payments at your favourite stores without entering your PIN. 

See Contactless payments
cheque deposit

Mobile cheque deposit

Need to deposit a cheque? With this new feature you can take a picture of the cheque and deposit it online—without having to leave your home.

Learn more about mobile cheque deposit
mobile payment

Mobile payments

Now you can make payments using your smartphone. Just install Apple Pay™ or Google Pay™ and add your National Bank debit and credit card.
 

Learn more about mobile payments

Little details that matter

Offer conditions

1st Cashback conditions

You must: 

  • Sign up to online banking and to online bank statement
  • Carry out at least one transaction in your checking account

Conditions to double up the cashback offer 

Use a specimen cheque to set up recurring direct deposits of your pay or monthly retirement pension. You can get a copy online or at a branch.

  • Online: Sign up to your online bank. Once signed in, select the account into which you want to deposit your funds, and go to the Option section of the account. Click on Download a cheque sample.
  • At a branch: Visit your branch and ask for a specimen cheque or letter confirming your account information.

You benefit of 60 days following the checking account opening to meet the offer conditions and obtain the cashback.

Legal disclaimers

1. The promotional offer is valid from May 27, 2019 to October 31st, 2019.

The offer is intended for all persons and National bank clients without any checking account at National Bank.

To qualify, you must open a checking account and sign up for the below eligible products during the promotional period. You must have reached the age of majority at the time of your enrollment in the covered products.

The offer may be modified, extended, or withdrawn without prior notice at any time. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per subscribed product during this promotion. The client cannot benefit of the offer more than once. Only the primary account holder is eligible for the offer. The actual secondary account holders that open a new account are not eligible to the offer. The cashback amount varies according to the conditions fulfilled.

Cashback details

To be eligible to the offer you must open a new checking account with an eligible package or one of the banking offers described below and meet the offer conditions in order to receive up to 300$ cashback.

Eligible products

1st Cashback after opening of an eligible checking account

Additional Cashback with a recurring and automatic direct deposit to the account

Maximum and total Cashback

Offer for Professionals; Offer for Students; Offer for Newcomers

$50

+$50

$100

The Modest®

$50

+$50

$100

The Connected®

$100

+$100

$200

The Total®

$150

+$150

$300

Eligible products

1st Cashback after opening of an eligible checking account

Additional Cashback with a recurring and automatic direct deposit to the account

Maximum and total Cashback

Offer for Professionals; Offer for Students; Offer for Newcomers

$50

+$50

$100

The Modest®

$50

+$50

$100

The Connected®

$100

+$100

$200

The Total®

$150

+$150

$300


1st Cashback conditions.

After opening your new checking account and choose an eligible product you must:

- Sign up to online banking and to online statement

- Carry out at least one eligible transaction in your new bank account. (Interest charges and banking fees charged to the account are not considered eligible transactions.)

Conditions to double up the cashback offer.

You must:

Use a specimen cheque to set up recurring direct deposits of your pay or monthly retirement pension. You can get a copy online or at a branch.

Online: Sign up to your online bank. Once signed in, select the account into which you want to deposit your funds, and go to the Option
section of the account. Click on Download a cheque sample.

At a branch: Visit your branch and ask for a specimen cheque or letter confirming your account information.

You benefit of 60 days following the checking account opening to meet the offer conditions and obtain the cashback.

Cashbacks will be done in one (1) deposit in your new National Bank checking account within 120 days of the opening date for the subscribed products.

Commitment

To be granted the cashback, you must maintain the eligible products and services, and not make any changes related to these products and services for a minimum of 12 months after signing up for them. If you do not meet this condition, you will have to repay to the Bank an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.

Clients who have benefit from a cashback offer on their checking account since November 1st 2017 are not eligible to this offer.

2. The cashback on the annual fees for a National Bank Mastercard credit card can only be applied one time, at enrolment.

3. No fees for sending an Interac e-Transfer®. Fees apply to the Interac e-Transfer® itself if you exceed the number of transactions included in your package.

TM THE MODEST, THE CONNECTED and THE TOTAL are trademarks of National Bank of Canada.

® INTERAC and INTERAC e-TRANSFER are registered trademarks of Interac Inc. Used under licence.

® MASTERCARD and CIRRUS are registered trademarks of Mastercard International Inc. Authorized user: National Bank.

® SECURIZONE is a registered trademark of National Bank of Canada used by NBC Assistance Inc.

Practical details

Passbooks

The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.

Fees

For the fees associated with our products and services, consult the Fee Guide [PDF].

Contract governing personal deposit and investment accounts

For more information on the terms and conditions governing your new account, consult the Contract governing personal deposit and investment accounts document [PDF].

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about coercive tied selling [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

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