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Offer for students between 18 and 24

Off to a good start

$119 in savings per year1

with a chequing account

Learn more

We adapt to your student budget

with our Mastercard® credit cards

Learn more

0.15% interest3

with a High Interest Savings Account

Learn more

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Combine our solutions

for a complete experience

Learn more

A chequing account for real life

Compare, choose and save

A chequing account is a must-have for receiving your first pay, making Interac e-Transfers®, easily paying for everyday purchases with Tap & Go® technology, and more.

As a student, enjoy a monthly discount of $9.95 on your bank account. In addition to 900 National Bank ATMs, you can access thousands of The Exchange® ATMs across the country at no charge.

What’s more? These offers are available throughout your studies.

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No-fee Interac
e-Transfers®

 

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A credit card to your advantage

National Bank Mastercard® knows what students need

National Bank Mastercard® offers students no-annual-fee credit cards2, extended warranty coverage and fraud protection. The Priceless Cities® program also provides access to exclusive menus and urban experiences.

By choosing the mycreditTM credit card, you can also enjoy protection against theft or damage of your mobile device7 for up to 2 years.

Both options are great ways to start building your credit history.

 

 

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Savings that grow with you

Your money, your dreams

Opening a High Interest Savings Account means preparing for a bright future, whether it's saving for a trip or an upcoming project.

Let your money work for you without risk. Transfers between your accounts held at National Bank are free of charge and can be quickly accessed when you need it.

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0.15%

Rate3


No minimum balance

to earn interest

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between your accounts held with National Bank

 

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Combine our solutions according to your needs

One visit to your local branch is enough to create a solution adapted to your student life.

Our suggestion:

  • The ModestTM banking package for your everyday expenses
  • The mycreditTM credit card for online shopping
  • The High Interest Savings Account for your savings

The choice is yours! Take advantage of our advisors’ expertise and select the solutions that suit you best. To make an appointment, fill out our form in just a few clicks.

The ModestTM chequing account

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mycredit® credit card

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High Interest Savings Account

Discover the student line of credit

For the planned and the unforeseen

The line of credit is a solution well suited to student life. It could help you if you're not eligible for government assistance or need additional financing. In addition to access credit easily, you can reuse the credit you have repaid as soon as you need it.

See the line of credit

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Little details that matter

Legal disclaimers

1. Savings are calculated as follows: Reduced monthly fee for transactions included in The ModestTM and The ConnectedTM packages (annual savings of $119.40). This savings represents the difference between what is gained by participating in the offer compared to not participating.

2. Card granted subject to credit approval by National Bank of Canada. Certain conditions apply.

Grace period: No interest will be charged on purchases made during the month provided the client pays his balance in full within twenty-one (21) days of the date of the statement. This grace period does not apply to cash advances or balance transfers. Minimum payment: you can make a full or partial payment of the account balance at any time. However, you must make the minimum payment by the due date indicated on your statement. The minimum payment due represents the entire account balance if your balance is under $10. If you are a resident of the province of Quebec and your balance is more than $10: A) Your account was opened before August 1st, 2019: your minimum payment will represent 2.5% of the account balance until August 1st, 2020, plus any overdue amounts. The minimum payment will increase by 0.5% each year until it reaches 5% on August 1st, 2024. B) Your account was opened on or after August 1st, 2019: your minimum payment will represent 5% of the account balance, plus any overdue amounts. If you reside in a province or territory outside of Quebec, your account balance is more than $10 and your account was opened before or after August 1st, 2019: your minimum payment will represent 2.5% of the account balance plus any overdue amounts. For further information, please refer to the cardholder agreement. Account statement: an account statement is sent monthly.

Examples of fees calculated over a period of thirty (30) days:

Annual interest rate

Average balance

 

$500

$3,000

22.99%

$9.45

$56.69

20.99%

$8.63

$51.76

14.5%

$5.96

$35.75

8.9%

$3.66

$21.95

*Variable interest rate in effect on July 1, 2017

To learn more about the terms applicable to your card, read the Cardholder Agreement [PDF].

3. Interest is calculated at the end of each day on the total daily balance. Interest is paid monthly. Variable annual rate subject to change without notice. See current rates.

4. For The ModestTM, The ConnectedTM and The TotalTM: the Student discount is for full-time students, aged 18 to 24 inclusively, attending a post-secondary institution, upon presentation of identity documents (proof of age), proof of full-time student status (proof of registration, course schedule or transcripts). Only for individual account holders. The package is validated annually by presenting the above documents.

5. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

6. No fees for sending an Interac e-Transfer®. Fees apply to the Interac e-Transfer® itself if you exceed the number of transactions included in your package.

7. Under condition that the mobile device is purchased with your mycreditTM credit card, or mobile service being paid by recurring pre-authorized payments from your mycreditTM credit card.

TM THE MODEST, THE CONNECTED and THE TOTAL are trademarks of National Bank of Canada.

TM MYCREDIT is a trademark of National Bank.

® Mastercard, TAP & GO and PRICELESS CITIES are registered trademarks of Mastercard International Inc. Authorized user: National Bank.

® Interac is a registered trademark of Interac Inc., used under licence.

® THE EXCHANGE is a registered trademark of Fiserv Inc.

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