23 things you wish you never bought

23 April 2019 by Urbania
saving habits

Let's face it: when it comes to saving, the struggle is real.

When that hard-earned pay is finally deposited in your account, it's time to make a choice. Think of it like The Matrix . On one side there's the red pill, the responsible adult who puts 10 per cent in the bank. More often than not, however, the blue pill is more enticing: cash is burning a hole in your pocket, so blow it as quickly as possible. Who cares if Mom won't stop nagging about your ''immature spending habits''? Keep reading for some of our top ''blue pill'' mistakes. And no, we’re not talking about Viagra ® .

-Annual gym membership used of only three workouts: $129

-Premium membership for a dating site: $99

-Molecular gastronomy dinner for two: $172

-Imported Spanish coat: $112

-Pre-ripped jeans: $219

-The book Home Haircutting: A Step by Step Illustrated Guide , and a do-it-yourself cut and dye kit: $103

-Emergency haircut service after nine p.m.: $140

-Stylish yet discreet Panama hat: $155

-Two tickets for Icons on Tour at the Montreal Casino: $118

-Two hours of slot machines: $125

-Taxi from the casino back to your neighbourhood, including detour to an SAQ open until 10 p.m., and a bottle of hard liquor: $117

-All-night overseas long-distance call to your best friend: $112

-Life-sized stuffed animal: $77

- Star Wars blow-up play tent and five lightsabers: $147

-Dinosaur onesie pyjamas: $54

-50 lb. of sugar-free gummy bears: $121

-200 extra lives in Candy Crush, unlocking of three new levels, (another) 750 striped candy canes: $122

-Grocery shopping when you've got the munchies: $227

-Cable TV: $26/month

-Cable TV cancellation fee: $100

-Cutest on-sale puppy in the world: $125

-Leash, dog toys, dog food, dog bed, dog coat: $319

-Registration fee for the newest revolutionary weight-loss program: six easy payments of $139

Over the year, that comes out to a grand total of $3,058. Ouch. It may be time to start considering that red pill. Just think, if you had saved that amount of money annually for five years, you would have saved $15,290... enough for the down payment on a condo. Seems slightly better than attaining that elusive level 982 in Candy Crush .

Legal disclaimer

Any reproduction, in whole or in part, is strictly prohibited without the prior written consent of National Bank of Canada.

The articles and information on this website are protected by the copyright laws in effect in Canada or other countries, as applicable. The copyrights on the articles and information belong to the National Bank of Canada or other persons. Any reproduction, redistribution, electronic communication, including indirectly via a hyperlink, in whole or in part, of these articles and information and any other use thereof that is not explicitly authorized is prohibited without the prior written consent of the copyright owner.

The contents of this website must not be interpreted, considered or used as if it were financial, legal, fiscal, or other advice. National Bank and its partners in contents will not be liable for any damages that you may incur from such use.

This article is provided by National Bank, its subsidiaries and group entities for information purposes only, and creates no legal or contractual obligation for National Bank, its subsidiaries and group entities. The details of this service offering and the conditions herein are subject to change.

The hyperlinks in this article may redirect to external websites not administered by National Bank. The Bank cannot be held liable for the content of external websites or any damages caused by their use.

Views expressed in this article are those of the person being interviewed. They do not necessarily reflect the opinions of National Bank or its subsidiaries. For financial or business advice, please consult your National Bank advisor, financial planner or an industry professional (e.g., accountant, tax specialist or lawyer).