The Global Equity GIC offers the growth potential of a global diversified equity portfolio while ensuring peace of mind due to capital protection at maturity.
December 20, 20171
October 26 to December 13, 2017
Maximum Interest at maturity
Approximately (2.55% compounded annually)2
> Linked to the return of a portfolio composed of the common shares of 20 global companies.
> Investment solution allowing for geographic and sector diversification in a single investment.
> Eligible for registered and non-registered accounts.
> Eligible for CDIC deposit insurance3.
> To invest, it is required that you have a National Bank of Canada account. Otherwise, please visit one of our branches.
1. More than one issue of the Global Equity GIC may be offered in the same year and the terms and conditions may vary for each issue. Consequently, it is very important to ensure that the fact sheet you have corresponds to the issue you want to invest in.
2. The change in the Reference Share Return has a direct impact on the Variable Interest. If the Reference Portfolio does not generate a positive price return at maturity, the Global Equity GIC will not generate any Variable Interest in addition to the principal invested on the Issue Date.
3. The Global Equity GIC is a deposit eligible for deposit insurance from the Canada Deposit Insurance Corporation (CDIC), subject to maximum coverage limitations and provided the deposit is made in accordance with the conditions set out by the CDIC as indicated in its "Protecting Your Deposits" brochure (available online at www.cdic.ca or by telephone at 1-800-461-2342).
Contributing to an RRSP allows you to reduce the fiscal impact of your investments. First by diminishing the amount owed in taxes for the RRSP contribution year, then by keeping the invested amount sheltered from taxation until retirement.
RRSPs and TFSAs were designed to meet different objectives. The RRSP is a vehicle to help save for retirement, while the TFSA was created to help save for more short-term projects, like buying a car.
Does retirement seem a long way off? By starting early to save for your older age, you have time on your side to accumulate what you need to maintain your standard of living… Maybe until you’re 100!