{"cache":{"resources":{"/content/bnc/en/jcr:content/navigation-menu":{"data":{"jcr:primaryType":"nt:unstructured","logoAltText":"National Bank","signUpDisplay":"true","helpDisplay":"true","secureSectionDisplay":"false","desktopImageFileReference":"/content/dam/bnc/commun/logo/logo-nbc-155x50.svg","searchDisplay":"true","switchLangDisplay":"true","signUpLabel":"Become a client","jcr:lastModifiedBy":"ulla002","signUpDirectLink":"false","switchLangAriaLabel":"Consulter le site en anglais","signInDisplay":"true","searchLabel":"Search","signInListLabel":"Online transactions","hideHighlevelNavigation":"false","locatorAriaLabel":"Find the branch","mobileImageFileReference":"/content/dam/bnc/commun/logo/logo-bnc-flag.svg","locatorDisplay":"true","helpUrl":"/personal/help-centre","signInLabel":"Sign in","menuKey":"bnc-menu-en","jcr:lastModified":"Wed Jan 19 2022 09:41:36 GMT-0500","signInDirectLink":"false","locatorLabel":"Find us","homeURL":"/content/bnc/en/accueil/particuliers","smallDesktopImageFileReference":"/content/dam/bnc/commun/logo/logo-nbc-155x50.svg","sling:resourceType":"web-sites-react/components/navigation-menu","helpTarget":"_self","helpLabel":"Help","locatorUrl":"https://locator.nbc.ca/","searchAriaLabel":"Search on the site","searchUrl":"/personal/help-centre/results","signUpLinks":{"jcr:primaryType":"nt:unstructured","item0":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"/content/bnc/en/accueil/particuliers/comptes/ouvrir","label":"Personal"},"item1":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"/content/bnc/en/accueil/entreprises/solutions-bancaires/comptes-forfaits/ouverture","label":"Business"}},"signInLinks":{"jcr:primaryType":"nt:unstructured","item0":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://app.bnc.ca/?lang=en","label":"Personal"},"item1":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"/content/bnc/en/accueil/redirects/commercial","label":"Business"}},"signInSecondaryLinks":{"jcr:primaryType":"nt:unstructured","item0":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://client.bnc.ca/nbdb/login","label":"Direct Brokerage"},"item1":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://client.bnc.ca/nbfwm/login","label":"NB Financial"},"item2":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://web13.secureinternetbank.com/pbi_pbi1151/login/067091764","label":"Natbank"},"item3":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://nbtmyretirement.com/","label":"Group Retirement Plans"},"item4":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://extranet2.portail.bnc.ca/webapp/trustgv/","label":"Securities Custody"},"item5":{"jcr:primaryType":"nt:unstructured","target":"_self","url":"https://client.bnc.ca/pb1859/login","label":"Private Banking 1859 "}}},"depth":0}},"scripts":{},"included":{},"serviceCalls":{"/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.react.I18nModel.getI18nFor(navigation-menu,en)":"{\"accessibilityCommands.helpDetail\":\"Press H key to have detailed navigation instructions\",\"accessibilityCommands.leftRight\":\"Use left or right arrows to switch between items\",\"accessibilityCommands.leftRightDown\":\"Use left or right arrows to switch between sections, use down key to browse sub-sections\",\"accessibilityCommands.leftRightUpDown\":\"Use left or right arrows to switch between sub-sections, use up or down to browse sub-section's pages. Use escape key to go back to main section\",\"websiteSections.ariaLabel\":\"Links to the other website sections\",\"quickActions.ariaLabel\":\"Quick actions.\",\"firstLevel.ariaLabel\":\"Navigation main sections.\",\"secondLevel.ariaLabel\":\"Navigation sub-sections.\",\"thirdLevel.ariaLabel\":\"Navigation sub-sub-sections.\",\"openFirstLevel.ariaLabel\":\"Open section: \",\"openSecondLevel.ariaLabel\":\"Open sub-section: \",\"openThirdLevel.ariaLabel\":\"Open sub-sub-section: \",\"section.ariaLabel\":\"Section \",\"subSection.ariaLabel\":\"Sub-section \",\"quickActions.secure.login\":\"Sign in\",\"quickActions.secure.logout\":\"Sign out\",\"mobile.welcome.paragraph\":\"Home\",\"logo.backToHome.ariaLabel\":\"Back to Home Page\",\"search.placeholder\":\"Search\",\"search.section\":\"Search section\",\"search.input\":\"Search field\",\"search.button\":\"Search\",\"search.erase\":\"Erase search\",\"search.close\":\"Close search\",\"search.close.content\":\"Close\",\"hiddenMenu.skipTocontent\":\"Go to page content\",\"hiddenMenu.skipToQuickActions\":\"Sign in to my account\",\"hiddenMenu.skipToNavigation\":\"Go to main menu\",\"hiddenMenu.skipToWebsites\":\"Skip to website\"}","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.react.NavigationMenu.getMenuAsJsonString(bnc-menu-en)":"{\"websites\":[{\"label\":\"Personal\",\"url\":\"https://www.nbc.ca/personal.html\",\"current\":true,\"navigation\":[{\"label\":\"Bank accounts\",\"url\":\"https://www.nbc.ca/personal/accounts.html\",\"current\":false,\"sections\":[{\"label\":\"ACCOUNTS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Chequing accounts\",\"url\":\"https://www.nbc.ca/personal/accounts/chequing.html\",\"current\":false},{\"label\":\"High Interest Savings Account\",\"url\":\"https://www.nbc.ca/personal/savings-investments/accounts/high-interest.html\",\"current\":false},{\"label\":\"USD Progress\",\"url\":\"https://www.nbc.ca/personal/accounts/usd.html\",\"current\":false}]},{\"label\":\"EXCLUSIVE OFFERS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Newcomers to Canada\",\"url\":\"https://www.nbc.ca/personal/accounts/newcomers.html\",\"current\":false},{\"label\":\"Students\",\"url\":\"https://www.nbc.ca/personal/accounts/students.html\",\"current\":false},{\"label\":\"Offer for 0-to-17-year olds\",\"url\":\"https://www.nbc.ca/personal/accounts/youth.html\",\"current\":false},{\"label\":\"Offer for 18-to-24-year olds\",\"url\":\"https://www.nbc.ca/personal/accounts/offer-18-24.html\",\"current\":false}]},{\"label\":\"OFFERS FOR PROFESSIONALS \",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Healthcare professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/healthcare-professionals.html\",\"current\":false},{\"label\":\"Legal and business professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/business.html\",\"current\":false},{\"label\":\"Administration professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/administration.html\",\"current\":false},{\"label\":\"Architecture professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/business.html\",\"current\":false},{\"label\":\"Engineering professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/engineers.html\",\"current\":false},{\"label\":\"Teaching professionals \",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/teachers.html\",\"current\":false},{\"label\":\"Finance professionals\",\"url\":\"https://www.nbc.ca/personal/accounts/professionals/business.html\",\"current\":false}]},{\"label\":\"WHERE TO CARRY OUT TRANSACTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"National Bank online\",\"url\":\"https://www.nbc.ca/personal/accounts/online.html\",\"current\":false},{\"label\":\"Mobile app\",\"url\":\"https://www.nbc.ca/personal/accounts/mobile-app.html\",\"current\":false},{\"label\":\"ABMs\",\"url\":\"https://www.nbc.ca/personal/accounts/abm.html\",\"current\":false}]},{\"label\":\"DAY-TO-DAY TRANSACTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mobile Payment\",\"url\":\"https://www.nbc.ca/personal/accounts/services/mobile-payment.html\",\"current\":false},{\"label\":\"Online bank transfers\",\"url\":\"https://www.nbc.ca/personal/accounts/services/e-transfer.html\",\"current\":false},{\"label\":\"Mobile cheque deposit\",\"url\":\"https://www.nbc.ca/personal/accounts/services/mobile-deposit.html\",\"current\":false},{\"label\":\"Ordering foreign currency\",\"url\":\"https://www.nbc.ca/personal/accounts/services/foreign-currency.html\",\"current\":false},{\"label\":\"Banking services\",\"url\":\"https://www.nbc.ca/personal/accounts/services.html\",\"current\":false}]}]},{\"label\":\"Credit cards\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards.html\",\"current\":false,\"sections\":[{\"label\":\"CREDIT CARD CATEGORIES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"No fee\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/no-fee.html\",\"current\":false},{\"label\":\"Cashback\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/cashback.html\",\"current\":false},{\"label\":\"Travel\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/travel.html\",\"current\":false},{\"label\":\"Rewards\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/rewards.html\",\"current\":false},{\"label\":\"Low interest rate\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/low-interest-rate.html\",\"current\":false}]},{\"label\":\"MASTERCARD CREDIT CARDS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"World Elite\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/world-elite.html\",\"current\":false},{\"label\":\"mycredit\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/my-credit.html\",\"current\":false},{\"label\":\"Allure\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/allure.html\",\"current\":false},{\"label\":\"Platinum\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/platinum.html\",\"current\":false},{\"label\":\"View all cards\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards.html\",\"current\":false}]},{\"label\":\"BENEFITS AND SERVICES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Promotions\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/offers.html\",\"current\":false},{\"label\":\"À la carte Rewards Program\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/rewards-program.html\",\"current\":false},{\"label\":\"Priceless Cities\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/priceless.html\",\"current\":false},{\"label\":\"VIP lounge at Montréal Airport\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/lounge.html\",\"current\":false},{\"label\":\"Features and tools\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/features.html\",\"current\":false},{\"label\":\"View all benefits\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/benefits.html\",\"current\":false}]},{\"label\":\"INSURANCE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Credit card payment insurance\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/insurance.html\",\"current\":false}]},{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My finances \",\"url\":\"https://www.nbc.ca/personal/finance.html\",\"current\":false},{\"label\":\"My home \",\"url\":\"https://www.nbc.ca/personal/home.html\",\"current\":false},{\"label\":\"My travel plans \",\"url\":\"https://www.nbc.ca/personal/travel.html\",\"current\":false},{\"label\":\"My retirement \",\"url\":\"https://www.nbc.ca/personal/retirement.html\",\"current\":false},{\"label\":\"My business \",\"url\":\"https://www.nbc.ca/personal/entrepreneurship.html\",\"current\":false},{\"label\":\"My new life in Canada\",\"url\":\"https://www.nbc.ca/personal/immigration.html\",\"current\":false}]}]},{\"label\":\"Borrowing\",\"url\":\"https://www.nbc.ca/personal/borrowing.html\",\"current\":false,\"sections\":[{\"label\":\"LOANS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Personal loans\",\"url\":\"https://www.nbc.ca/personal/borrowing/loan.html\",\"current\":false},{\"label\":\"Car loan\",\"url\":\"https://www.nbc.ca/personal/borrowing/car.html\",\"current\":false},{\"label\":\"RRSP Loan and lines of credit\",\"url\":\"https://www.nbc.ca/personal/borrowing/rrsp.html\",\"current\":false}]},{\"label\":\"LINES OF CREDIT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Personal line of credit\",\"url\":\"https://www.nbc.ca/personal/borrowing/lines-credit.html\",\"current\":false},{\"label\":\"Home equity line of credit\",\"url\":\"https://www.nbc.ca/personal/mortgages/all-in-one.html\",\"current\":false},{\"label\":\"Student line of credit\",\"url\":\"https://www.nbc.ca/personal/borrowing/student-credit.html\",\"current\":false}]},{\"label\":\"INSURANCE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Loan and line of credit insurance\",\"url\":\"https://www.nbc.ca/personal/borrowing/insurance.html\",\"current\":false}]},{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My finances \",\"url\":\"https://www.nbc.ca/personal/finance.html\",\"current\":false},{\"label\":\"My home \",\"url\":\"https://www.nbc.ca/personal/home.html\",\"current\":false},{\"label\":\"My travel plans \",\"url\":\"https://www.nbc.ca/personal/travel.html\",\"current\":false},{\"label\":\"My retirement \",\"url\":\"https://www.nbc.ca/personal/retirement.html\",\"current\":false},{\"label\":\"My business \",\"url\":\"https://www.nbc.ca/personal/entrepreneurship.html\",\"current\":false},{\"label\":\"My new life in Canada\",\"url\":\"https://www.nbc.ca/personal/immigration.html\",\"current\":false}]}]},{\"label\":\"Mortgage\",\"url\":\"https://www.nbc.ca/personal/mortgages.html\",\"current\":true,\"sections\":[{\"label\":\"MORTGAGE SOLUTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mortgage Loans\",\"url\":\"https://www.nbc.ca/personal/mortgages/loan.html\",\"current\":false},{\"label\":\"Home equity line of credit\",\"url\":\"https://www.nbc.ca/personal/mortgages/all-in-one.html\",\"current\":false},{\"label\":\"Self-employed worker\",\"url\":\"https://www.nbc.ca/personal/mortgages/self-employed.html\",\"current\":false}]},{\"label\":\"SERVICES OFFERED\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mortgage Pre-approval\",\"url\":\"https://www.nbc.ca/personal/mortgages/pre-approval.html\",\"current\":false},{\"label\":\"Refinance Your Mortgage\",\"url\":\"https://www.nbc.ca/personal/mortgages/refinancing.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/personal/mortgages/transfer.html\",\"current\":false},{\"label\":\"Mortgage Renewal\",\"url\":\"https://www.nbc.ca/personal/mortgages/renewal.html\",\"current\":false},{\"label\":\"Mortgage Specialists\",\"url\":\"https://www.nbc.ca/personal/mortgages/advisors.html\",\"current\":true},{\"label\":\"HBP\",\"url\":\"https://www.nbc.ca/personal/mortgages/hbp.html\",\"current\":false}]},{\"label\":\"MORTGAGE CALCULATOR\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Calculate your payments\",\"url\":\"https://www.nbc.ca/personal/mortgages/calculators/payments.html\",\"current\":false},{\"label\":\"Should you rent or buy?\",\"url\":\"https://www.nbc.ca/personal/mortgages/calculators/rent-or-buy.html\",\"current\":false},{\"label\":\"Borrowing capacity: how much mortgage can I afford?\",\"url\":\"https://www.nbc.ca/personal/mortgages/calculators/borrowing-capacity.html\",\"current\":false},{\"label\":\"Mortgage calculators\",\"url\":\"https://www.nbc.ca/personal/mortgages/calculators.html\",\"current\":false}]},{\"label\":\"MORTGAGE RATES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"View all rates\",\"url\":\"https://www.nbc.ca/personal/mortgages/rates.html\",\"current\":false}]},{\"label\":\"INSURANCE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mortgage insurance\",\"url\":\"https://www.nbc.ca/personal/mortgages/insurance.html\",\"current\":false}]},{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My home \",\"url\":\"https://www.nbc.ca/personal/home.html\",\"current\":false},{\"label\":\"My first buy\",\"url\":\"https://www.nbc.ca/personal/mortgages/tips-tools/buying-home/first-buy.html\",\"current\":false},{\"label\":\"My new property\",\"url\":\"https://www.nbc.ca/personal/mortgages/tips-tools/buying-home/new-build.html\",\"current\":false},{\"label\":\"My second home\",\"url\":\"https://www.nbc.ca/personal/mortgages/tips-tools/buying-home/second-property.html\",\"current\":false},{\"label\":\"Prepare my application\",\"url\":\"https://www.nbc.ca/personal/mortgages/purchase.html\",\"current\":false},{\"label\":\"Accelerate my repayment\",\"url\":\"https://www.nbc.ca/personal/mortgages/pay-faster.html\",\"current\":false}]}]},{\"label\":\"Savings and investments\",\"url\":\"https://www.nbc.ca/personal/savings-investments.html\",\"current\":false,\"sections\":[{\"label\":\"REASONS FOR SAVING\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My retirement\",\"url\":\"https://www.nbc.ca/personal/retirement.html\",\"current\":false},{\"label\":\"My emergency fund\",\"url\":\"https://www.nbc.ca/personal/savings-investments/emergency.html\",\"current\":false},{\"label\":\"My projects\",\"url\":\"https://www.nbc.ca/personal/savings-investments/strategy.html\",\"current\":false},{\"label\":\"My home, my renovations\",\"url\":\"https://www.nbc.ca/personal/savings-investments/housing.html\",\"current\":false},{\"label\":\"My studies, my children\u2019s education\",\"url\":\"https://www.nbc.ca/personal/savings-investments/study.html\",\"current\":false}]},{\"label\":\"SAVINGS PLANS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"RRSP\",\"url\":\"https://www.nbc.ca/personal/savings-investments/rrsp.html\",\"current\":false},{\"label\":\"TFSA\",\"url\":\"https://www.nbc.ca/personal/savings-investments/tfsa.html\",\"current\":false},{\"label\":\"RESP\",\"url\":\"https://www.nbc.ca/personal/savings-investments/resp.html\",\"current\":false},{\"label\":\"RRIF\",\"url\":\"https://www.nbc.ca/personal/savings-investments/rrif.html\",\"current\":false},{\"label\":\"View all plans\",\"url\":\"https://www.nbc.ca/personal/savings-investments/registered-accounts.html\",\"current\":false}]},{\"label\":\"INVESTING PRODUCTS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"High Interest Savings Account\",\"url\":\"https://www.nbc.ca/personal/savings-investments/accounts/high-interest.html\",\"current\":false},{\"label\":\"Cash Advantage Solution\",\"url\":\"https://www.nbc.ca/personal/savings-investments/accounts/cash-advantage.html\",\"current\":false},{\"label\":\"GICs\",\"url\":\"https://www.nbc.ca/personal/savings-investments/gic.html\",\"current\":false},{\"label\":\"NBI Funds\",\"url\":\"https://www.nbc.ca/personal/savings-investments/solutions/nbi-funds.html\",\"current\":false},{\"label\":\"NBI Portfolios\",\"url\":\"https://www.nbc.ca/personal/savings-investments/solutions/nbi-portfolio.html\",\"current\":false},{\"label\":\"NBI Private Wealth Management\",\"url\":\"https://www.nbc.ca/personal/savings-investments/solutions/nbi-private-wealth-management.html\",\"current\":false},{\"label\":\"View all solutions\",\"url\":\"https://www.nbc.ca/personal/savings-investments/solutions.html\",\"current\":false}]},{\"label\":\"ADVICES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Managing my finances\",\"url\":\"https://www.nbc.ca/personal/savings-investments/manage-finances.html\",\"current\":false},{\"label\":\"Better understanding investments \",\"url\":\"https://www.nbc.ca/personal/savings-investments/money.html\",\"current\":false},{\"label\":\"RRSP or TFSA\",\"url\":\"https://www.nbc.ca/personal/savings-investments/money/rrsp-vs-tfsa.html\",\"current\":false},{\"label\":\"Investments annual reports\",\"url\":\"https://www.nbc.ca/particuliers/epargne-placements/faq/rapport-annuel-celi.html\",\"current\":false},{\"label\":\"Estate planning \",\"url\":\"https://www.nbc.ca/personal/savings-investments/estate-planning.html\",\"current\":false},{\"label\":\"Estate settlement\",\"url\":\"https://www.nbc.ca/personal/savings-investments/inheritance.html\",\"current\":false}]},{\"label\":\"TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Exclusive Remote Advisory Service\",\"url\":\"https://www.nbc.ca/personal/savings-investments/exclusive-counseling.html\",\"current\":false},{\"label\":\"Start to plan your project with MyIdea\",\"url\":\"https://www.nbc.ca/tools-apps/redir/myidea-tool.html\",\"current\":false},{\"label\":\"Make its budget\",\"url\":\"https://www.nbc.ca/forms/savings-investments/online-budget-calculator.html\",\"current\":false}]}]},{\"label\":\"Insurance\",\"url\":\"https://www.nbc.ca/personal/insurance.html\",\"current\":false,\"sections\":[{\"label\":\"INSURANCE PRODUCTS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Loan and line of credit insurance\",\"url\":\"https://www.nbc.ca/personal/borrowing/insurance.html\",\"current\":false},{\"label\":\"Travel insurance\",\"url\":\"https://www.nbc.ca/personal/insurance/travel.html\",\"current\":false},{\"label\":\"Mortgage loan insurance\",\"url\":\"https://www.nbc.ca/personal/mortgages/insurance.html\",\"current\":false},{\"label\":\"Credit card payment insurance\",\"url\":\"https://www.nbc.ca/personal/mastercard-credit-cards/insurance.html\",\"current\":false}]},{\"label\":\"SERVICES OFFERED\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Insurance claims\",\"url\":\"https://www.nbc.ca/personal/insurance/claim.html\",\"current\":false}]},{\"label\":\"ASSISTANCE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"SECURIZONE\",\"url\":\"https://www.nbc.ca/personal/insurance/securizone.html\",\"current\":false}]},{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My finances \",\"url\":\"https://www.nbc.ca/personal/finance.html\",\"current\":false},{\"label\":\"My home \",\"url\":\"https://www.nbc.ca/personal/home.html\",\"current\":false},{\"label\":\"My travel plans \",\"url\":\"https://www.nbc.ca/personal/travel.html\",\"current\":false},{\"label\":\"My retirement \",\"url\":\"https://www.nbc.ca/personal/retirement.html\",\"current\":false},{\"label\":\"My business \",\"url\":\"https://www.nbc.ca/personal/entrepreneurship.html\",\"current\":false},{\"label\":\"My new life in Canada\",\"url\":\"https://www.nbc.ca/personal/immigration.html\",\"current\":false}]}]},{\"label\":\"Advice\",\"url\":\"https://www.nbc.ca/personal/advice.html\",\"current\":false,\"sections\":[{\"label\":\"TIPS AND TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Banking\",\"url\":\"https://www.nbc.ca/personal/advice/banking.html\",\"current\":false},{\"label\":\"Credit\",\"url\":\"https://www.nbc.ca/personal/advice/credit.html\",\"current\":false},{\"label\":\"Savings and investment\",\"url\":\"https://www.nbc.ca/personal/advice/savings-investment.html\",\"current\":false},{\"label\":\"Home\",\"url\":\"https://www.nbc.ca/personal/advice/home.html\",\"current\":false},{\"label\":\"Insurance\",\"url\":\"https://www.nbc.ca/personal/advice/insurance.html\",\"current\":false},{\"label\":\"Budget\",\"url\":\"https://www.nbc.ca/personal/advice/budget.html\",\"current\":false},{\"label\":\"Taxes and income\",\"url\":\"https://www.nbc.ca/personal/advice/taxes-and-income.html\",\"current\":false},{\"label\":\"Immigration\",\"url\":\"https://www.nbc.ca/personal/advice/immigration.html\",\"current\":false},{\"label\":\"Retirement\",\"url\":\"https://www.nbc.ca/personal/advice/retirement.html\",\"current\":false},{\"label\":\"Succession\",\"url\":\"https://www.nbc.ca/personal/advice/succession.html\",\"current\":false},{\"label\":\"Studying\",\"url\":\"https://www.nbc.ca/personal/advice/studying.html\",\"current\":false},{\"label\":\"Security\",\"url\":\"https://www.nbc.ca/personal/advice/security.html\",\"current\":false},{\"label\":\"Thought Leadership\",\"url\":\"https://www.nbc.ca/personal/advice/thought-leadership.html\",\"current\":false},{\"label\":\"View all articles\",\"url\":\"https://www.nbc.ca/personal/advice/all-articles.html\",\"current\":false}]}]}]},{\"label\":\"Business\",\"url\":\"https://www.nbc.ca/business.html\",\"current\":false,\"navigation\":[{\"label\":\"Banking Solutions\",\"url\":\"https://www.nbc.ca/business/banking.html\",\"current\":false,\"sections\":[{\"label\":\"BANK ACCOUNTS AND PACKAGES\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Opening an Account\",\"url\":\"https://www.nbc.ca/business/banking/accounts-packages/opening.html\",\"current\":false},{\"label\":\"Accounts\",\"url\":\"https://www.nbc.ca/business/banking/accounts-packages/accounts.html\",\"current\":false},{\"label\":\"Packages\",\"url\":\"https://www.nbc.ca/business/banking/accounts-packages/packages.html\",\"current\":false}]},{\"label\":\"OPERATIONS MANAGEMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Internet and Mobile Banking Solutions\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow/internet-banking-solutions.html\",\"current\":false},{\"label\":\"Cash Management\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow.html\",\"current\":false},{\"label\":\"Overdraft Protection\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/overdraft-protection.html\",\"current\":false},{\"label\":\"Payment Processing\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/payment-processing.html\",\"current\":false}]},{\"label\":\"SPECIALIZED SECTORS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Agribusiness\",\"url\":\"https://www.nbc.ca/business/banking/sectors/agribusiness.html\",\"current\":false},{\"label\":\"Agri-food\",\"url\":\"https://www.nbc.ca/business/banking/sectors/agri-food.html\",\"current\":false},{\"label\":\"Creative Industries\",\"url\":\"https://www.nbc.ca/business/banking/sectors/tv-motion-picture.html\",\"current\":false},{\"label\":\"Insurance Brokers\",\"url\":\"https://www.nbc.ca/business/banking/sectors/insurance-brokers.html\",\"current\":false},{\"label\":\"Forestry\",\"url\":\"https://www.nbc.ca/business/banking/sectors/forestry.html\",\"current\":false},{\"label\":\"Franchise\",\"url\":\"https://www.nbc.ca/business/banking/sectors/franchise.html\",\"current\":false},{\"label\":\"Real Estate\",\"url\":\"https://www.nbc.ca/business/banking/sectors/real-estate.html\",\"current\":false},{\"label\":\"Manufacturing Companies\",\"url\":\"https://www.nbc.ca/business/banking/sectors/manufacturing.html\",\"current\":false},{\"label\":\"NPOs and Associations\",\"url\":\"https://www.nbc.ca/business/banking/sectors/npo-associations.html\",\"current\":false},{\"label\":\"Fisheries and Fishery Products\",\"url\":\"https://www.nbc.ca/business/banking/sectors/fishery.html\",\"current\":false},{\"label\":\"Business Professionals\",\"url\":\"https://www.nbc.ca/business/banking/sectors/business-professionals.html\",\"current\":false},{\"label\":\"Healthcare Professionals\",\"url\":\"https://www.nbc.ca/business/banking/sectors/healthcare-professionals.html\",\"current\":false},{\"label\":\"Healthcare and Life Sciences\",\"url\":\"https://www.nbc.ca/business/banking/sectors/healthcare-life-sciences.html\",\"current\":false},{\"label\":\"Public Sector\",\"url\":\"https://www.nbc.ca/business/banking/sectors/public-sector.html\",\"current\":false},{\"label\":\"Energy Services\",\"url\":\"https://www.nbc.ca/business/banking/sectors/energy.html\",\"current\":false},{\"label\":\"Technology\",\"url\":\"https://www.nbc.ca/business/banking/sectors/technology.html\",\"current\":false}]}]},{\"label\":\"Credit Cards\",\"url\":\"https://www.nbc.ca/business/credit-cards.html\",\"current\":false,\"sections\":[{\"label\":\"CREDIT CARDS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Mastercard Business\",\"url\":\"https://www.nbc.ca/business/credit-cards/mastercard-business.html\",\"current\":false},{\"label\":\"Platinum Mastercard Business\",\"url\":\"https://www.nbc.ca/business/credit-cards/platinum-mastercard.html\",\"current\":false},{\"label\":\"Mastercard Business Line\",\"url\":\"https://www.nbc.ca/business/credit-cards/mastercard-line-credit.html\",\"current\":false},{\"label\":\"Mastercard Corporate\",\"url\":\"https://www.nbc.ca/business/credit-cards/mastercard-corporate.html\",\"current\":false}]},{\"label\":\"STAGES OF DEVELOPMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Launch\",\"url\":\"https://www.nbc.ca/business/going-further/stages/starting.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/going-further/stages/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/going-further/stages/transfer.html\",\"current\":false},{\"label\":\"Digital transformation\",\"url\":\"https://www.nbc.ca/business/going-further/stages/digital-transformation.html\",\"current\":false}]}]},{\"label\":\"Financing\",\"url\":\"https://www.nbc.ca/business/financing.html\",\"current\":false,\"sections\":[{\"label\":\"FINANCING SOLUTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Short-term\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/short-term.html\",\"current\":false},{\"label\":\"Long-term\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/long-term.html\",\"current\":false},{\"label\":\"Growth Capital\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/growth-equity.html\",\"current\":false},{\"label\":\"Supply Chain Financing\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow/accounts-receivable-and-payable.html\",\"current\":false},{\"label\":\"Acquisition\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/acquisition.html\",\"current\":false},{\"label\":\"Merchant Services\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/retail-industry.html\",\"current\":false},{\"label\":\"Loan Insurance\",\"url\":\"https://www.nbc.ca/business/financing/financing-solutions/loan-insurance.html\",\"current\":false}]},{\"label\":\"STAGES OF DEVELOPMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Launch\",\"url\":\"https://www.nbc.ca/business/going-further/stages/starting.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/going-further/stages/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/going-further/stages/transfer.html\",\"current\":false},{\"label\":\"Digital transformation\",\"url\":\"https://www.nbc.ca/business/going-further/stages/digital-transformation.html\",\"current\":false}]}]},{\"label\":\"Investing\",\"url\":\"https://www.nbc.ca/business/investing.html\",\"current\":false,\"sections\":[{\"label\":\"INVESTMENTS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Business Investment Account\",\"url\":\"https://www.nbc.ca/business/investing/investment/business-investment-account.html\",\"current\":false},{\"label\":\"Guaranteed Investment Certificates\",\"url\":\"https://www.nbc.ca/business/investing/investment/guaranteed-investment-certificates.html\",\"current\":false},{\"label\":\"Mutual Funds and Other\",\"url\":\"https://www.nbc.ca/business/investing/investment/mutual-funds-and-other.html\",\"current\":false},{\"label\":\"Trust Services\",\"url\":\"https://www.nbc.ca/business/investing/investment/trust-services.html\",\"current\":false}]},{\"label\":\"STAGES OF DEVELOPMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Launch\",\"url\":\"https://www.nbc.ca/business/going-further/stages/starting.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/going-further/stages/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/going-further/stages/transfer.html\",\"current\":false},{\"label\":\"Digital transformation\",\"url\":\"https://www.nbc.ca/business/going-further/stages/digital-transformation.html\",\"current\":false}]}]},{\"label\":\"International\",\"url\":\"https://www.nbc.ca/business/international.html\",\"current\":false,\"sections\":[{\"label\":\"OUR GLOBAL TRADE SOLUTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Foreign Exchange Risk Hedging\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/foreign-exchange-risk-hedging.html\",\"current\":false},{\"label\":\"Foreign Currency Accounts\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/foreign-currency-accounts.html\",\"current\":false},{\"label\":\"Payment Solutions\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/payment-solutions.html\",\"current\":false},{\"label\":\" U.S. Bank accounts\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/cross-border-solutions.html\",\"current\":false},{\"label\":\"Import-Export\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/commercial-transactions.html\",\"current\":false},{\"label\":\"Supply Chain Financing\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow/accounts-receivable-and-payable.html\",\"current\":false},{\"label\":\"Foreign currencies exchange rates\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/exchange-rates.html\",\"current\":false},{\"label\":\"Representative offices abroad\",\"url\":\"https://www.nbc.ca/business/international/our-global-trade-solutions/representative-offices-abroad.html\",\"current\":false}]}]},{\"label\":\"Going Further\",\"url\":\"https://www.nbc.ca/business/going-further.html\",\"current\":false,\"sections\":[{\"label\":\"PARTNER OFFERS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Legal Support\",\"url\":\"https://www.nbc.ca/business/going-further/legal-support.html\",\"current\":false},{\"label\":\"Mentoring for entrepreneurs\",\"url\":\"https://www.nbc.ca/business/going-further/entrepreneurs-mentoring.html\",\"current\":false},{\"label\":\"Virtual Clinic\",\"url\":\"https://www.nbc.ca/business/going-further/virtual-clinic.html\",\"current\":false},{\"label\":\"Accounting Services\",\"url\":\"https://www.nbc.ca/business/going-further/accounting-services.html\",\"current\":false},{\"label\":\"Online Appointment\",\"url\":\"https://www.nbc.ca/business/going-further/online-appointment.html\",\"current\":false},{\"label\":\"Payment Solutions\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/payment-processing.html\",\"current\":false},{\"label\":\"Online Budgeting\",\"url\":\"https://www.nbc.ca/business/going-further/online-budgeting.html\",\"current\":false}]},{\"label\":\"HR SOLUTIONS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Payroll Solutions\",\"url\":\"https://www.nbc.ca/business/going-further/human-resources/payroll-solutions.html\",\"current\":false},{\"label\":\"Group Retirement Plans\",\"url\":\"https://www.nbc.ca/business/going-further/human-resources/group-retirement-plans.html\",\"current\":false},{\"label\":\"Employee Benefits Plans\",\"url\":\"https://www.nbc.ca/business/going-further/human-resources/employee-benefits-plans.html\",\"current\":false}]},{\"label\":\"STAGES OF DEVELOPMENT\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Launch\",\"url\":\"https://www.nbc.ca/business/going-further/stages/starting.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/going-further/stages/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/going-further/stages/transfer.html\",\"current\":false},{\"label\":\"Digital transformation\",\"url\":\"https://www.nbc.ca/business/going-further/stages/digital-transformation.html\",\"current\":false}]}]},{\"label\":\"Tips and Tools\",\"url\":\"https://www.nbc.ca/business/advice.html\",\"current\":false,\"sections\":[{\"label\":\"ADVICE\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Start-up\",\"url\":\"https://www.nbc.ca/business/advice/start-up.html\",\"current\":false},{\"label\":\"Growth\",\"url\":\"https://www.nbc.ca/business/advice/growth.html\",\"current\":false},{\"label\":\"Transfer\",\"url\":\"https://www.nbc.ca/business/advice/transfer.html\",\"current\":false},{\"label\":\"Money and finances\",\"url\":\"https://www.nbc.ca/business/advice/money-and-finances.html\",\"current\":false},{\"label\":\"Sales and marketing\",\"url\":\"https://www.nbc.ca/business/advice/sales-and-marketing.html\",\"current\":false},{\"label\":\"Exports\",\"url\":\"https://www.nbc.ca/business/advice/exports.html\",\"current\":false},{\"label\":\"Human resources\",\"url\":\"https://www.nbc.ca/business/advice/human-resources.html\",\"current\":false},{\"label\":\"Operations\",\"url\":\"https://www.nbc.ca/business/advice/operations.html\",\"current\":false},{\"label\":\"Technologies\",\"url\":\"https://www.nbc.ca/business/advice/technologies.html\",\"current\":false},{\"label\":\"Skills development\",\"url\":\"https://www.nbc.ca/business/advice/skills-development.html\",\"current\":false},{\"label\":\"Becoming my own boss\",\"url\":\"https://www.nbc.ca/business/advice/self-employed.html\",\"current\":false},{\"label\":\"View all articles\",\"url\":\"https://www.nbc.ca/entreprises/conseils/tous-les-articles.html\",\"current\":false}]},{\"label\":\"TOOLS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"My Business Model\",\"url\":\"https://www.nbc.ca/business/tips-tools/tools/my-business-model.html\",\"current\":false},{\"label\":\"Directory of Resources\",\"url\":\"https://www.nbc.ca/business/tips-tools/tools/directory-of-resources.html\",\"current\":false},{\"label\":\"FAQ\",\"url\":\"https://www.nbc.ca/business/banking/operations-management/cash-flow/internet-banking-solutions/faq-ibsb.html\",\"current\":false}]},{\"label\":\"NEWS\",\"url\":\"\",\"current\":false,\"links\":[{\"label\":\"Newsletters\",\"url\":\"https://www.nbc.ca/business/tips-tools/news/newsletters.html\",\"current\":false},{\"label\":\"Webinars\",\"url\":\"https://www.nbc.ca/business/tips-tools/news/webinars.html\",\"current\":false},{\"label\":\"See the news\",\"url\":\"https://www.nbc.ca/business/tips-tools/news.html\",\"current\":false}]}]}]},{\"label\":\"Wealth Management\",\"url\":\"https://www.nbc.ca/wealth-management.html\",\"current\":false,\"navigation\":[]}]}","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.react.NavigationMenu.isSecure()":"false","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.react.NavigationMenu.getSecureUrl()":"https://www.nbc.ca/personal/mortgages/advisors/cindy-gong.html/secure","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.LanguageSwitcher.getLanguageTwoCharName()":"Fr","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.LanguageSwitcher.getCurrentEncodedPagePath()":"5118586c735d8173d5b675080a3ac214d5fa3775a43b9657fb5cdbfd114e1e1549a2f3279213438df4bd9fd96be62888c959b55647f4d556cb28643e1ea41c8971ed1b4caf663d13f51a5e02f8ad58e2667637badd0818fa635d7240d9e13c23","/content/bnc/en/jcr:content/navigation-menu_com.bnc.aem.websites.toolkit.sling.models.LanguageSwitcher.getLanguageFirstLetterCapitalized()":"Français"}},"resourceType":"web-sites-react/components/navigation-menu","path":"/content/bnc/en/jcr:content/navigation-menu","wcmmode":"disabled"}

View all advisors

Safa Arrouchi, Mortgage Development Manager

Cindy Gong

Mortgage Development Manager

Specialization

Purchase of existing properties, Purchase of new properties, External refinancing and other types of Intermediaries

Languages spoken

Mandarin, English

Area served

Greater Toronto Area: North York, Markham, Newmarket, Scarborough, Toronto

Make an appointment View mortgage products