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Savings and investments

To help you realize your projects or prepare for the unexpected, we offer many investment options

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What are you looking for today?

Why invest with National Bank?

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Worldwide expertise

National Bank is a respected institution, both nationally and internationally. It is a reliable, accessible, and secure bank.

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Criteria of excellence

Experienced advisors and portfolio managers who are among the best in the world serve more than 2.7 million clients.

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Positive impact

National Bank works to build a sustainable future and contributes to the vitality of the communities in which we operate.

Our most popular savings accounts and plans

With federally registered savings plans and accounts, you can shelter your savings from taxes. Discover the various plans:

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RRSP

An RRSP allows you to defer your income tax until you withdraw the funds. It’s a popular way to help save for your retirement.

Discover the RRSP


Contribute to your RRSP online

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TFSA

With a TFSA, grow your savings tax-free, even when withdrawn. An ideal account for your medium and long-term projects.

Discover the TFSA


Contribute to your TFSA online

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RESP

An RESP is ideal if you're looking to save for your children's post-secondary education. As a bonus, you can take advantage of government grants.

Discover the RESP


Speak with one of our advisors for help with your savings plan

Don't have an RRSP or TFSA account yet? You can open one directly from your online bank. The money you place in those accounts will then be invested in mutual funds managed by portfolio managers.

 


GICs: a guaranteed investment

Wondering why Guaranteed Investment Certificates are becoming more popular? It's simple: in addition to guaranteeing your capital at maturity, they offer a known return from the start. See if this investment solution is right for you.

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The advantages of non-registered accounts

With no deposit or withdrawal limits, non-registered accounts allow you to contribute as much as you want.

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How to invest

Investing with National Bank is easy and user-friendly. Whatever your needs, we have the solution for you.

We take care of everything for you

We're by your side every step of the way as you invest with us. Accompanied by one of our advisors, you'll receive a professional service tailored to your savings and investment needs.

Manage your investments

Take control of your finances with National Bank Direct Brokerage®. We offer insightful tools that help you make informed investment decisions in the stock market.

Set up systematic savings

Put money aside easily with systematic savings! By saving small amounts throughout the year, you reduce the impact of market volatility on your savings.

Which life stage are you investing for?

Because your needs change throughout your life, choose the life stage that best represents you. You’ll find savings solutions that are adapted to your needs.

My retirement

Plan the retirement you deserve

My home

Create your dream home or plan your renovations

My family

Take care of what matters the most

My education

Discover a wide array of services for students

My projects

Preparing for a vacation, having a kid or renovations

Prepare for the unexpected

To help you stay safe from unexpected surprises in the current climate

Helpful tools

Use our tools to learn how to plan your finances and discover investment solutions tailored to your needs.

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Discover your investor profile

Your investor profile can help you choose the right type of investment for you. It is determined by your risk tolerance, your goals and the time you wish to invest. Did you know that there are 7 types of investor profiles?

See yours now

Guiding advice for your investments

To learn how to navigate the vast world of saving and investing, check out our articles.

The answers you need

We answer your most common questions about saving and investing in a clear and simple way.

A Registered Retirement Savings Plan (RRSP) is an investment that allows you to plan for retirement, but can also be used to make a down payment on your first home or return to school. In addition to keeping your money tax-free, your RRSP contributions offer you the advantage of reducing your annual taxable income. 

A Tax-Free Savings Account (TFSA) is a medium- or long-term investment that allows you to plan projects or accumulate an emergency fund to deal with the unexpected, all tax-free. You can also withdraw money from a TFSA with no tax impact.

A Guaranteed Investment Certificate (GIC) is an investment where the initial principal is guaranteed at the end of the predetermined term (30 days to 10 years) and the final return at maturity is known in advance. Depending on your objectives, the GIC may be either redeemable or non-redeemable. 

As for the non-guaranteed investment, it is an investment whose initial capital can fluctuate up or down. The final return at maturity isn't known in advance. The non-guaranteed investment is determined according to your investor profile and is managed for you by portfolio managers. 

The good news is that there's no amount that's too small to start saving. The best thing to do is to get started now. For example, by opting for systematic savings, you can start with as little as $25 per month through direct debits from your bank account. 

Also, when budgeting, think about savings. A little extra put aside each month can make a big difference a few years down the road. Plus, you can also cut back on some expenses and replace them with savings.

Stay in the loop

Be the first to know about the latest financial news with our newsletter.
 

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Stay in the loop

Be the first to know about the latest financial news with our newsletter.
 

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Ready to invest in your projects?

Take advantage of our personalized support with one of our advisors, or make an investment online by signing in to your online bank.

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1-888-270-3941

Monday to Thursday,
8 a.m. to 6 p.m. (ET)
Friday, 8 a.m. to 5 p.m. (ET)

Little details that matter

National Bank Direct Brokerage (NBDB) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under licence by NBF. NBF is a member of the Investment Industry Regulatory Organization of Canada, the Canadian Investor Protection Fund, and is a subsidiary of NBC, a public company listed on the Toronto Stock Exchange (TSX: NA). NBDB provides order execution only services and makes no investment recommendations. Clients are solely responsible for the financial and tax consequences of their investment decisions.