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Think beyond RRSP season

Deposit funds to your RRSP at your own pace. Decide how much to set aside based on your goals, then sit back and watch your savings grow. In a hurry? Can't decide where to invest? Contribute to a Progress RRSP and choose later. 

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Solutions that might interest you

Invest in an RRSP or TFSA

Contributing to an RRSP or TFSA is a tax-efficient way to save. A TFSA is ideal for your short-term goals, while an RRSP can be used to save for retirement.

Learn more about RRSPs and TFSAs

Borrow to invest in an RRSP1

Max out your annual RRSP contributions or take advantage of unused contribution room. You could use your tax refund to pay off your loan more quickly.

Learn more about RRSP loans >

Savings advice

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1. RRSP loans are not suitable for all investors. Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines. Ask your financial advisor for more information on the benefits and requirements of RRSP loans.

 

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